FTXO vs VTI

FTXO vs VTI
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Quick Verdict

VTI has a lower expense ratio. FTXO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: FTXOMore Diversified: VTI

Side-by-Side Comparison

MetricFTXOVTIWinner
Expense Ratio0.60%0.03%
AUM$321M$666.9B
Dividend Yield1.72%1.07%
Holdings513,543
YTD Return+9.72%+12.65%
1Y Return+24.25%+21.39%
3Y Return (annualized)+27.38%+21.54%
5Y Return (annualized)+8.89%+12.11%
Volatility (annualized)27.1%15.3%
Max Drawdown-57.8%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 20, 2016May 24, 2001

FTXO vs VTI Performance

First Trust Nasdaq Bank ETF (FTXO) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FTXO returned +24.25% while VTI returned +21.39%. Year to date, FTXO is up 9.72% versus a gain of 12.65% for VTI.

Over three years, FTXO compounded at +27.38% per year against +21.54% for VTI; over five years the annualized figures are +8.89% and +12.11% respectively. Across the full 10-year window we track, FTXO has the edge at +8.89% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FTXO has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.8% for FTXO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FTXO charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, FTXO currently yields 1.72% against 1.07% for VTI.

Holdings Overlap

3.0%overlap

FTXO and VTI share 40 holdings out of 2797 unique holdings combined, representing a 3.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTXOWeight in VTIDifference
JPM8.07%1.11%6.96%
BAC8.56%0.50%8.06%
C8.43%0.32%8.11%
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Frequently Asked Questions

Which is cheaper, FTXO or VTI?

FTXO has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, FTXO or VTI?

Over the past year FTXO returned +24.25% vs +21.39% for VTI, so FTXO leads on 1-year performance. Over the longest common window we track (10 years), FTXO annualized +8.89% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, FTXO or VTI?

FTXO has been the more volatile fund at 27.1% annualized versus 15.3% for VTI. Worst drawdown: FTXO -57.8% vs VTI -56.6%.

Should I hold both FTXO and VTI?

FTXO and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FTXO and VTI?

FTXO and VTI share 40 common holdings with a 3.0% weight overlap. Combined, they hold 2797 unique securities.

Which pays a higher dividend, FTXO or VTI?

FTXO yields 1.72% while VTI yields 1.07%, so FTXO currently pays the higher dividend yield.

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