GRIN vs SPY

GRIN vs SPY

Which is better, GRIN or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. GRIN led over 1Y and the full window. GRIN is less concentrated, with 25.1% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: GRINLess Concentrated: GRIN

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGRINSPY
Expense Ratio0.56%0.09%Best
AUM$358M$814.4B
Dividend Yield0.53%1.01%
Holdings102505
YTD Return+21.06%Best+13.34%
1Y Return+29.56%Best+19.97%
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+12.81%
Volatility (annualized)18.9%11.8%Best
Max Drawdown-14.3%-8.9%Best
$10,000 over 1.2 years$13,357Best$12,750
Top 10 Weight25.1%Best38.0%
Fund FamilyVictory Capital Management Inc.State Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJun 25, 2025Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jun 26, 2025 to Sep 4, 2026 (1.2 years).

GRIN vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.

GRIN vs SPY Performance

VictoryShares International Free Cash Flow Growth ETF (GRIN) is an ETF from Victory Capital Management Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year GRIN returned +29.56% while SPY returned +19.97%. Year to date, GRIN is up 21.06% versus a gain of 13.34% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GRIN has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 11.8% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for GRIN and -8.9% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.

Fees and Cost Over Time

GRIN charges 0.56% per year while SPY charges 0.09%. On a $10,000 position that is $56 vs $9 annually, a gap of $47 per year that compounds over a long holding period. On income, GRIN currently yields 0.53% against 1.01% for SPY.

Holdings Overlap

GRIN already in SPY1.6%
SPY already in GRIN0.1%

1.6% of GRIN's money is in holdings SPY also owns. 0.1% of SPY's money is in holdings GRIN also owns.

GRIN and SPY share little of their money.

1 positions in common, counted across the 100 positions we hold weights for in GRIN and 504 in SPY, against full books of 102 and 505.

What only one of them owns

Our book lists 495 positions for SPY that do not appear in our book for GRIN (99.3% of the fund), and 1 for GRIN that do not appear in SPY (1.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GRINWeight in SPYDifference
ICEIntercontinental Hotels Group Plc1.65%0.13%1.52%

You are not choosing between two funds in isolation.

Whichever of GRIN and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GRINSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GRIN or SPY?

GRIN has an expense ratio of 0.56% while SPY charges 0.09%. SPY is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, GRIN or SPY?

Over the past year GRIN returned +29.56% vs +19.97% for SPY, so GRIN leads on 1-year performance. Over the longest common window we track (1 years), GRIN annualized +27.28% vs +22.44% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GRIN or SPY?

GRIN has been the more volatile fund at 18.9% annualized versus 11.8% for SPY. Worst drawdown: GRIN -14.3% vs SPY -8.9%.

Should I hold both GRIN and SPY?

GRIN and SPY have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GRIN and SPY?

1.6% of GRIN's money is in holdings SPY also owns. 0.1% of SPY's is in holdings GRIN also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in GRIN and 504 in SPY.

Which pays a higher dividend, GRIN or SPY?

GRIN yields 0.53% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Is SPY better than GRIN?

SPY has a lower expense ratio. GRIN led over 1Y and the full window. GRIN is less concentrated, with 25.1% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.