GRIN vs VTI

GRIN vs VTI

Which is better, GRIN or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. GRIN led over 1Y and the full window. GRIN is less concentrated, with 25.2% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: GRINLess Concentrated: GRIN

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGRINVTI
Expense Ratio0.56%0.03%Best
AUM$353M$690.1B
Dividend Yield0.49%1.03%
Holdings2073,524
YTD Return+18.84%Best+13.35%
1Y Return+20.12%Best+15.92%
3Y Return (annualized)-+23.41%
5Y Return (annualized)-+12.83%
Volatility (annualized)18.7%11.4%Best
Max Drawdown-14.3%-8.9%Best
$10,000 over 1.3 years$13,174Best$12,813
Top 10 Weight25.2%Best33.3%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJun 25, 2025May 24, 2001

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 26, 2025 to Oct 2, 2026 (1.3 years).

GRIN vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

GRIN vs VTI Performance

VictoryShares International Free Cash Flow Growth ETF (GRIN) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GRIN returned +20.12% while VTI returned +15.92%. Year to date, GRIN is up 18.84% versus a gain of 13.35% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GRIN has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 11.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for GRIN and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GRIN charges 0.56% per year while VTI charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, GRIN currently yields 0.49% against 1.03% for VTI.

Holdings Overlap

GRIN already in VTI3.9%
VTI already in GRIN0.2%

3.9% of GRIN's money is in holdings VTI also owns. 0.2% of VTI's money is in holdings GRIN also owns.

GRIN and VTI share little of their money.

The two holdings books were reported 46 days apart, GRIN as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 100 positions we hold weights for in GRIN and 3,463 in VTI, against full books of 207 and 3,524.

What only one of them owns

Our book lists 1,149 positions for VTI that do not appear in our book for GRIN (97.3% of the fund), and 1 for GRIN that do not appear in VTI (0.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in GRINWeight in VTIDifference
0RMV:LNTechnipfmc Plc Ordinary Shares2.31%0.04%2.27%
ICEIntercontinental Hotels Group Plc1.60%0.12%1.48%

You are not choosing between two funds in isolation.

Whichever of GRIN and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GRINVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GRIN or VTI?

GRIN has an expense ratio of 0.56% while VTI charges 0.03%. VTI is the cheaper option, by $53 a year on a $10,000 investment.

Which performed better, GRIN or VTI?

Over the past year GRIN returned +20.12% vs +15.92% for VTI, so GRIN leads on 1-year performance. Over the longest common window we track (1 years), GRIN annualized +23.62% vs +21.01% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GRIN or VTI?

GRIN has been the more volatile fund at 18.7% annualized versus 11.4% for VTI. Worst drawdown: GRIN -14.3% vs VTI -8.9%.

Should I hold both GRIN and VTI?

GRIN and VTI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GRIN and VTI?

3.9% of GRIN's money is in holdings VTI also owns. 0.2% of VTI's is in holdings GRIN also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in GRIN and 3,463 in VTI.

Which pays a higher dividend, GRIN or VTI?

GRIN yields 0.49% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than GRIN?

VTI has a lower expense ratio. GRIN led over 1Y and the full window. GRIN is less concentrated, with 25.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.