GRIN vs VTI

GRIN vs VTI
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Quick Verdict

VTI has a lower expense ratio. GRIN delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: GRINMore Diversified: VTI

Side-by-Side Comparison

MetricGRINVTIWinner
Expense Ratio0.56%0.03%
AUM$339M$666.9B
Dividend Yield0.53%1.07%
Holdings1043,543
YTD Return+20.59%+13.38%
1Y Return+28.49%+21.12%
3Y Return (annualized)-+21.85%
5Y Return (annualized)-+12.44%
Volatility (annualized)19.5%15.3%
Max Drawdown-14.3%-56.6%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
InceptionJun 25, 2025May 24, 2001

GRIN vs VTI Performance

VictoryShares International Free Cash Flow Growth ETF (GRIN) is a ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GRIN returned +28.49% while VTI returned +21.12%. Year to date, GRIN is up 20.59% versus a gain of 13.38% for VTI.

Risk: Volatility and Drawdowns

GRIN has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for GRIN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GRIN charges 0.56% per year while VTI charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, GRIN currently yields 0.53% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

GRIN and VTI share 2 holdings out of 2885 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GRINWeight in VTIDifference
0RMV:LN2.08%0.04%2.04%
ICE1.65%0.10%1.55%

Frequently Asked Questions

Which is cheaper, GRIN or VTI?

GRIN has an expense ratio of 0.56% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

Which performed better, GRIN or VTI?

Over the past year GRIN returned +28.49% vs +21.12% for VTI, so GRIN leads on 1-year performance. Over the longest common window we track (1 years), GRIN annualized +28.10% vs +8.10% for VTI. Past performance does not guarantee future results.

Which is riskier, GRIN or VTI?

GRIN has been the more volatile fund at 19.5% annualized versus 15.3% for VTI. Worst drawdown: GRIN -14.3% vs VTI -56.6%.

Should I hold both GRIN and VTI?

GRIN and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GRIN and VTI?

GRIN and VTI share 2 common holdings with a 0.1% weight overlap. Combined, they hold 2885 unique securities.

Which pays a higher dividend, GRIN or VTI?

GRIN yields 0.53% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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