GRPM vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricGRPMSCHDWinner
Expense Ratio0.35%0.06%
AUM$484M$103.7B
Dividend Yield0.73%3.31%
Holdings60104
YTD Return+19.18%+24.26%
1Y Return+27.94%+31.38%
3Y Return (annualized)+16.43%+15.08%
5Y Return (annualized)+10.51%+9.72%
Volatility (annualized)18.4%13.6%
Max Drawdown-44.5%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionDec 3, 2010Oct 20, 2011

GRPM vs SCHD Performance

Invesco S&P MidCap 400 GARP ETF (GRPM) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GRPM returned +27.94% while SCHD returned +31.38%. Year to date, GRPM is up 19.18% versus a gain of 24.26% for SCHD.

Over three years, GRPM compounded at +16.43% per year against +15.08% for SCHD; over five years the annualized figures are +10.51% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +10.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GRPM has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.5% for GRPM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GRPM charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, GRPM currently yields 0.73% against 3.31% for SCHD.

Holdings Overlap

0.7%overlap

GRPM and SCHD share 4 holdings out of 156 unique holdings combined, representing a 0.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GRPMWeight in SCHDDifference
ORI1.36%0.24%1.12%
FHI1.32%0.11%1.21%
OZK1.28%0.13%1.15%
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Frequently Asked Questions

Which is cheaper, GRPM or SCHD?

GRPM has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, GRPM or SCHD?

Over the past year GRPM returned +27.94% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), GRPM annualized +10.87% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, GRPM or SCHD?

GRPM has been the more volatile fund at 18.4% annualized versus 13.6% for SCHD. Worst drawdown: GRPM -44.5% vs SCHD -33.4%.

Should I hold both GRPM and SCHD?

GRPM and SCHD have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GRPM and SCHD?

GRPM and SCHD share 4 common holdings with a 0.7% weight overlap. Combined, they hold 156 unique securities.

Which pays a higher dividend, GRPM or SCHD?

GRPM yields 0.73% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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