HAIL vs SCHD
State Street SPDR S&P Kensho Smart Mobility ETF vs Schwab US Dividend Equity ETF
Which is better, HAIL or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. HAIL is less concentrated, with 18.0% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HAIL | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $19M | $112.2B |
| Dividend Yield | 1.74% | 3.13% |
| Holdings | 88 | 103 |
| YTD Return | +5.50% | +27.56%Best |
| 1Y Return | +12.05% | +30.29%Best |
| 3Y Return (annualized) | +5.74% | +16.37%Best |
| 5Y Return (annualized) | -6.89% | +10.23%Best |
| Volatility (annualized) | 32.5% | 16.1%Best |
| Max Drawdown | -66.3% | -33.4%Best |
| $10,000 over 5 years | $6,998 | $16,274Best |
| Top 10 Weight | 18.0%Best | 41.5% |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Dec 18, 2017 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Dec 27, 2017 to Sep 4, 2026 (8.7 years).
HAIL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.
HAIL vs SCHD Performance
State Street SPDR S&P Kensho Smart Mobility ETF (HAIL) is an ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HAIL returned +12.05% while SCHD returned +30.29%. Year to date, HAIL is up 5.50% versus a gain of 27.56% for SCHD.
Over three years, HAIL compounded at +5.74% per year against +16.37% for SCHD; over five years the annualized figures are -6.89% and +10.23% respectively. Across the full 9-year window we track, SCHD has the edge at +10.96% annualized vs +3.35%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HAIL has been the more volatile fund, with annualized monthly volatility of 32.5% compared with 16.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.3% for HAIL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HAIL charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, HAIL currently yields 1.74% against 3.13% for SCHD.
Holdings Overlap
2.1% of HAIL's money is in holdings SCHD also owns. 3.9% of SCHD's money is in holdings HAIL also owns.
SCHD and HAIL share little of their money.
2 positions in common, counted across the 88 positions we hold weights for in HAIL and 100 in SCHD, against full books of 88 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for HAIL (96.0% of the fund), and 69 for HAIL that do not appear in SCHD (79.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of HAIL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HAIL or SCHD?
HAIL has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, HAIL or SCHD?
Over the past year HAIL returned +12.05% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), HAIL annualized +3.35% vs +10.96% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HAIL or SCHD?
HAIL has been the more volatile fund at 32.5% annualized versus 16.1% for SCHD. Worst drawdown: HAIL -66.3% vs SCHD -33.4%.
Should I hold both HAIL and SCHD?
HAIL and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between HAIL and SCHD?
3.9% of SCHD's money is in holdings HAIL also owns. 3.9% of SCHD's is in holdings HAIL also owns. They hold 2 positions in common, counted across the 88 positions we hold weights for in HAIL and 100 in SCHD.
Which pays a higher dividend, HAIL or SCHD?
HAIL yields 1.74% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than HAIL?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. HAIL is less concentrated, with 18.0% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.