HYUP vs VOO

HYUP vs VOO

Which is better, HYUP or VOO?

High Yield Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHYUPVOO
Expense Ratio0.20%0.03%Best
AUM$46M$1.0T
Dividend Yield7.47%1.04%
Holdings1,376506
YTD Return-0.80%+12.75%Best
1Y Return+0.01%+15.60%Best
3Y Return (annualized)+8.71%+22.95%Best
5Y Return (annualized)+3.50%+13.55%Best
Volatility (annualized)9.4%Best16.3%
Max Drawdown-26.5%Best-34.3%
$10,000 over 5 years$11,877$18,877Best
Fund FamilyXtrackers ETFsVanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionJan 11, 2018Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 11, 2018 to Oct 1, 2026 (8.7 years).

HYUP vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.

HYUP vs VOO Performance

Xtrackers High Beta High Yield Bond ETF (HYUP) is an ETF from Xtrackers ETFs and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year HYUP returned +0.01% while VOO returned +15.60%. Year to date, HYUP is down 0.80% versus a gain of 12.75% for VOO.

Over three years, HYUP compounded at +8.71% per year against +22.95% for VOO; over five years the annualized figures are +3.50% and +13.55% respectively. Across the full 9-year window we track, VOO has the edge at +13.43% annualized vs +1.99%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 9.4% for HYUP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.5% for HYUP and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYUP charges 0.20% per year while VOO charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, HYUP currently yields 7.47% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 450 holdings in HYUP and 494 in VOO, totalling 61.5% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 46 days apart, HYUP as of Sep 15, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 450 positions we hold weights for in HYUP and 494 in VOO, against full books of 1,376 and 506.

You are not choosing between two funds in isolation.

Whichever of HYUP and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HYUPVOO

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Frequently Asked Questions

Which is cheaper, HYUP or VOO?

HYUP has an expense ratio of 0.20% while VOO charges 0.03%. VOO is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, HYUP or VOO?

Over the past year HYUP returned +0.01% vs +15.60% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (9 years), HYUP annualized +1.99% vs +13.43% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HYUP or VOO?

VOO has been the more volatile fund at 16.3% annualized versus 9.4% for HYUP. Worst drawdown: HYUP -26.5% vs VOO -34.3%.

Should I hold both HYUP and VOO?

HYUP and VOO have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HYUP or VOO?

HYUP yields 7.47% while VOO yields 1.04%, so HYUP currently pays the higher dividend yield.

Is VOO better than HYUP?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.