IBFR vs VOO

IBFR vs VOO

Which is better, IBFR or VOO?

Option Writing against Large Cap Blend.

VOO has a lower expense ratio. IBFR is less concentrated, with 13.9% of the fund in its ten largest positions against 36.4%.

Lower Fees: VOOLess Concentrated: IBFR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBFRVOO
Expense Ratio0.85%0.03%Best
AUM$15M$997.4B
Dividend Yield0.78%1.04%
Holdings647509
YTD Return+1.59%+12.50%Best
1Y Return-+17.58%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.95%
Top 10 Weight13.9%Best36.4%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionFeb 24, 2026Sep 7, 2010

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

IBFR vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IBFR vs VOO Performance

Innovator International Developed Managed 10 Buffer ETF (IBFR) is an ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, IBFR is up 1.59% versus a gain of 12.50% for VOO.

Past performance does not guarantee future results.

Fees and Cost Over Time

IBFR charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, IBFR currently yields 0.78% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 297 holdings in IBFR and 505 in VOO, totalling 96.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 297 positions we hold weights for in IBFR and 505 in VOO, against full books of 647 and 509.

What only one of them owns

Our book lists 496 positions for VOO that do not appear in our book for IBFR (99.4% of the fund), and 13 for IBFR that do not appear in VOO (5.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of IBFR and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBFRVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBFR or VOO?

IBFR has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option, by $82 a year on a $10,000 investment.

Which pays a higher dividend, IBFR or VOO?

IBFR yields 0.78% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than IBFR?

VOO has a lower expense ratio. IBFR is less concentrated, with 13.9% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.