IBFR vs VYM

IBFR vs VYM

Which is better, IBFR or VYM?

Option Writing against Large Cap Value.

VYM has a lower expense ratio. IBFR is less concentrated, with 14.0% of the fund in its ten largest positions against 26.1%.

Lower Fees: VYMLess Concentrated: IBFR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBFRVYM
Expense Ratio0.85%0.04%Best
AUM$15M$81.6B
Dividend Yield0.78%2.22%
Holdings647613
YTD Return+1.05%+13.08%Best
1Y Return-+17.46%
3Y Return (annualized)-+17.73%
5Y Return (annualized)-+12.22%
Top 10 Weight14.0%Best26.1%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Value
InceptionFeb 24, 2026Nov 10, 2006

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

IBFR vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IBFR vs VYM Performance

Innovator International Developed Managed 10 Buffer ETF (IBFR) is an ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, IBFR is up 1.05% versus a gain of 13.08% for VYM.

Past performance does not guarantee future results.

Fees and Cost Over Time

IBFR charges 0.85% per year while VYM charges 0.04%. On a $10,000 position that is $85 vs $4 annually, a gap of $81 per year that compounds over a long holding period. On income, IBFR currently yields 0.78% against 2.22% for VYM.

Holdings Overlap

IBFR already in VYM0.5%
VYM already in IBFR0.5%

0.5% of IBFR's money is in holdings VYM also owns. 0.5% of VYM's money is in holdings IBFR also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 294 positions we hold weights for in IBFR and 557 in VYM, against full books of 647 and 613.

What only one of them owns

Our book lists 526 positions for VYM that do not appear in our book for IBFR (96.5% of the fund), and 9 for IBFR that do not appear in VYM (2.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IBFRWeight in VYMDifference
CMECme Group, Cl A0.48%0.39%0.09%
KRKroger Co.0.02%0.13%0.11%

You are not choosing between two funds in isolation.

Whichever of IBFR and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBFRVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBFR or VYM?

IBFR has an expense ratio of 0.85% while VYM charges 0.04%. VYM is the cheaper option, by $81 a year on a $10,000 investment.

Which pays a higher dividend, IBFR or VYM?

IBFR yields 0.78% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than IBFR?

VYM has a lower expense ratio. IBFR is less concentrated, with 14.0% of the fund in its ten largest positions against 26.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.