IBUY vs SCHD
Amplify Online Retail ETF vs Schwab US Dividend Equity ETF
Which is better, IBUY or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. IBUY is less concentrated, with 28.8% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBUY | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $125M | $112.1B |
| Dividend Yield | 0.42% | 3.00% |
| Holdings | 86 | 103 |
| YTD Return | -8.87% | +24.59%Best |
| 1Y Return | -9.66% | +28.14%Best |
| 3Y Return (annualized) | +12.84% | +15.58%Best |
| 5Y Return (annualized) | -9.92% | +9.90%Best |
| Volatility (annualized) | 28.9% | 15.0%Best |
| Max Drawdown | -73.0% | -33.4%Best |
| $10,000 over 5 years | $5,931 | $16,032Best |
| Top 10 Weight | 28.8%Best | 41.8% |
| Fund Family | Amplify ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Apr 19, 2016 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Apr 20, 2016 to Sep 10, 2026 (10.4 years).
IBUY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.4 years both funds cover.
IBUY vs SCHD Performance
Amplify Online Retail ETF (IBUY) is an ETF from Amplify ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IBUY returned -9.66% while SCHD returned +28.14%. Year to date, IBUY is down 8.87% versus a gain of 24.59% for SCHD.
Over three years, IBUY compounded at +12.84% per year against +15.58% for SCHD; over five years the annualized figures are -9.92% and +9.90% respectively. Across the full 10-year window we track, SCHD has the edge at +11.33% annualized vs +9.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IBUY has been the more volatile fund, with annualized monthly volatility of 28.9% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -73.0% for IBUY and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBUY charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, IBUY currently yields 0.42% against 3.00% for SCHD.
Holdings Overlap
5.2% of IBUY's money is in holdings SCHD also owns. 6.3% of SCHD's money is in holdings IBUY also owns.
SCHD and IBUY share little of their money.
5 positions in common, counted across the 83 positions we hold weights for in IBUY and 100 in SCHD, against full books of 86 and 103.
What only one of them owns
Our book lists 94 positions for SCHD that do not appear in our book for IBUY (93.6% of the fund), and 46 for IBUY that do not appear in SCHD (74.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IBUY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBUY or SCHD?
IBUY has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, IBUY or SCHD?
Over the past year IBUY returned -9.66% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), IBUY annualized +9.97% vs +11.33% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBUY or SCHD?
IBUY has been the more volatile fund at 28.9% annualized versus 15.0% for SCHD. Worst drawdown: IBUY -73.0% vs SCHD -33.4%.
Should I hold both IBUY and SCHD?
IBUY and SCHD have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IBUY and SCHD?
6.3% of SCHD's money is in holdings IBUY also owns. 6.3% of SCHD's is in holdings IBUY also owns. They hold 5 positions in common, counted across the 83 positions we hold weights for in IBUY and 100 in SCHD.
Which pays a higher dividend, IBUY or SCHD?
IBUY yields 0.42% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IBUY?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. IBUY is less concentrated, with 28.8% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.