IBUY vs VTI
Amplify Online Retail ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IBUY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $129M | $666.9B | |
| Dividend Yield | 0.43% | 1.07% | |
| Holdings | 85 | 3,543 | |
| YTD Return | -0.51% | +13.14% | |
| 1Y Return | +2.23% | +22.35% | |
| 3Y Return (annualized) | +17.22% | +21.83% | |
| 5Y Return (annualized) | -8.16% | +12.01% | |
| Volatility (annualized) | 28.9% | 15.3% | |
| Max Drawdown | -73.0% | -56.6% | |
| Fund Family | Amplify ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 19, 2016 | May 24, 2001 |
IBUY vs VTI Performance
Amplify Online Retail ETF (IBUY) is a ETF from Amplify ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IBUY returned +2.23% while VTI returned +22.35%. Year to date, IBUY is down 0.51% versus a gain of 13.14% for VTI.
Over three years, IBUY compounded at +17.22% per year against +21.83% for VTI; over five years the annualized figures are -8.16% and +12.01% respectively. Across the full 10-year window we track, IBUY has the edge at +10.96% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IBUY has been the more volatile fund, with annualized monthly volatility of 28.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -73.0% for IBUY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBUY charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, IBUY currently yields 0.43% against 1.07% for VTI.
Holdings Overlap
IBUY and VTI share 35 holdings out of 2835 unique holdings combined, representing a 4.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBUY or VTI?
IBUY has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, IBUY or VTI?
Over the past year IBUY returned +2.23% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), IBUY annualized +10.96% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, IBUY or VTI?
IBUY has been the more volatile fund at 28.9% annualized versus 15.3% for VTI. Worst drawdown: IBUY -73.0% vs VTI -56.6%.
Should I hold both IBUY and VTI?
IBUY and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBUY and VTI?
IBUY and VTI share 35 common holdings with a 4.9% weight overlap. Combined, they hold 2835 unique securities.
Which pays a higher dividend, IBUY or VTI?
IBUY yields 0.43% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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