IGV vs VTI
iShares Expanded Tech-Software Sector ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IGV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $12.6B | $663.5B | |
| Dividend Yield | 0.02% | 1.07% | |
| Holdings | 113 | 3,543 | |
| YTD Return | +3.57% | +14.96% | |
| 1Y Return | -2.98% | +22.39% | |
| 3Y Return (annualized) | +15.45% | +21.51% | |
| 5Y Return (annualized) | +5.39% | +12.36% | |
| Volatility (annualized) | 23.8% | 15.4% | |
| Max Drawdown | -63.5% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 10, 2001 | May 24, 2001 |
IGV vs VTI Performance
iShares Expanded Tech-Software Sector ETF (IGV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IGV returned -2.98% while VTI returned +22.39%. Year to date, IGV is up 3.57% versus a gain of 14.96% for VTI.
Over three years, IGV compounded at +15.45% per year against +21.51% for VTI; over five years the annualized figures are +5.39% and +12.36% respectively. Across the full 25-year window we track, IGV has the edge at +9.83% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IGV has been the more volatile fund, with annualized monthly volatility of 23.8% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.5% for IGV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IGV charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, IGV currently yields 0.02% against 1.07% for VTI.
Holdings Overlap
IGV and VTI share 82 holdings out of 2810 unique holdings combined, representing a 7.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IGV or VTI?
IGV has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, IGV or VTI?
Over the past year IGV returned -2.98% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IGV annualized +9.83% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, IGV or VTI?
IGV has been the more volatile fund at 23.8% annualized versus 15.4% for VTI. Worst drawdown: IGV -63.5% vs VTI -56.6%.
Should I hold both IGV and VTI?
IGV and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IGV and VTI?
IGV and VTI share 82 common holdings with a 7.0% weight overlap. Combined, they hold 2810 unique securities.
Which pays a higher dividend, IGV or VTI?
IGV yields 0.02% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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