ISCG vs SCHD
iShares Morningstar Small-Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD delivered stronger 1-year returns. ISCG offers more diversification with 877 holdings.
Side-by-Side Comparison
| Metric | ISCG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.06% | |
| AUM | $975M | $103.7B | |
| Dividend Yield | 0.57% | 3.31% | |
| Holdings | 939 | 104 | |
| YTD Return | +18.07% | +26.21% | |
| 1Y Return | +26.25% | +29.99% | |
| 3Y Return (annualized) | +17.68% | +15.73% | |
| 5Y Return (annualized) | +6.55% | +9.67% | |
| Volatility (annualized) | 19.6% | 13.6% | |
| Max Drawdown | -58.0% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | Oct 20, 2011 |
ISCG vs SCHD Performance
iShares Morningstar Small-Cap Growth ETF (ISCG) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ISCG returned +26.25% while SCHD returned +29.99%. Year to date, ISCG is up 18.07% versus a gain of 26.21% for SCHD.
Over three years, ISCG compounded at +17.68% per year against +15.73% for SCHD; over five years the annualized figures are +6.55% and +9.67% respectively. Across the full 15-year window we track, SCHD has the edge at +11.50% annualized vs +9.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ISCG has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.0% for ISCG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ISCG charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, ISCG currently yields 0.57% against 3.31% for SCHD.
Holdings Overlap
ISCG and SCHD share 14 holdings out of 963 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ISCG or SCHD?
ISCG has an expense ratio of 0.06% while SCHD charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, ISCG or SCHD?
Over the past year ISCG returned +26.25% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), ISCG annualized +9.33% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, ISCG or SCHD?
ISCG has been the more volatile fund at 19.6% annualized versus 13.6% for SCHD. Worst drawdown: ISCG -58.0% vs SCHD -33.4%.
Should I hold both ISCG and SCHD?
ISCG and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ISCG and SCHD?
ISCG and SCHD share 14 common holdings with a 0.8% weight overlap. Combined, they hold 963 unique securities.
Which pays a higher dividend, ISCG or SCHD?
ISCG yields 0.57% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.