ISTB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. ISTB offers more diversification with 2218 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: ISTB

Side-by-Side Comparison

MetricISTBVOOWinner
Expense Ratio0.06%0.03%
AUM$5.1B$979.0B
Dividend Yield4.24%1.09%
Holdings7,038509
YTD Return+0.57%+13.72%
1Y Return+2.66%+21.63%
3Y Return (annualized)+5.16%+21.55%
5Y Return (annualized)+1.96%+13.26%
Volatility (annualized)2.2%14.1%
Max Drawdown-50.1%-34.3%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 18, 2012Sep 7, 2010

ISTB vs VOO Performance

iShares Core 1-5 Year USD Bond ETF (ISTB) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year ISTB returned +2.66% while VOO returned +21.63%. Year to date, ISTB is up 0.57% versus a gain of 13.72% for VOO.

Over three years, ISTB compounded at +5.16% per year against +21.55% for VOO; over five years the annualized figures are +1.96% and +13.26% respectively. Across the full 14-year window we track, VOO has the edge at +13.56% annualized vs +0.93%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.2% for ISTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.1% for ISTB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ISTB charges 0.06% per year while VOO charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, ISTB currently yields 4.24% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

ISTB and VOO share 2 holdings out of 2721 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ISTBWeight in VOODifference
KDP0.01%0.07%0.06%
CNP0.00%0.04%0.04%

Frequently Asked Questions

Which is cheaper, ISTB or VOO?

ISTB has an expense ratio of 0.06% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, ISTB or VOO?

Over the past year ISTB returned +2.66% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (14 years), ISTB annualized +0.93% vs +13.56% for VOO. Past performance does not guarantee future results.

Which is riskier, ISTB or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 2.2% for ISTB. Worst drawdown: ISTB -50.1% vs VOO -34.3%.

Should I hold both ISTB and VOO?

ISTB and VOO have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ISTB and VOO?

ISTB and VOO share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2721 unique securities.

Which pays a higher dividend, ISTB or VOO?

ISTB yields 4.24% while VOO yields 1.09%, so ISTB currently pays the higher dividend yield.

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