ISTB vs VYM

ISTB vs VYM

Which is better, ISTB or VYM?

Short Term Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricISTBVYM
Expense Ratio0.06%0.04%Best
AUM$5.1B$81.6B
Dividend Yield4.28%2.22%
Holdings7,038613
YTD Return+0.74%+13.75%Best
1Y Return+1.97%+19.42%Best
3Y Return (annualized)+5.12%+18.22%Best
5Y Return (annualized)+1.95%+12.17%Best
Volatility (annualized)2.2%Best13.2%
Max Drawdown-50.1%-35.7%Best
$10,000 over 5 years$11,014$17,758Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Value
InceptionOct 18, 2012Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Oct 22, 2012 to Sep 9, 2026 (13.9 years).

ISTB vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

ISTB vs VYM Performance

iShares Core 1-5 Year USD Bond ETF (ISTB) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year ISTB returned +1.97% while VYM returned +19.42%. Year to date, ISTB is up 0.74% versus a gain of 13.75% for VYM.

Over three years, ISTB compounded at +5.12% per year against +18.22% for VYM; over five years the annualized figures are +1.95% and +12.17% respectively. Across the full 14-year window we track, VYM has the edge at +10.06% annualized vs +0.94%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 2.2% for ISTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.1% for ISTB and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ISTB charges 0.06% per year while VYM charges 0.04%. On a $10,000 position that is $6 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, ISTB currently yields 4.28% against 2.22% for VYM.

Holdings Overlap

VYM already in ISTB0.7%

At least 0.7% of VYM's money is in holdings ISTB also owns.

Stated as a floor: for ISTB, our book for it covers 52.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

4 positions in common, counted across the 2,218 positions we hold weights for in ISTB and 603 in VYM, against full books of 7,038 and 613.

Top Shared Holdings

StockWeight in ISTBWeight in VYMDifference
TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#5855580.04%0.34%0.30%
KDPKeurig Dr Pepper Inc (kdp Us)0.01%0.18%0.17%
CNPCentre Point Energy Inc.0.00%0.12%0.12%
SFStifel Financial Corporation0.00%0.04%0.04%

You are not choosing between two funds in isolation.

Whichever of ISTB and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ISTBVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ISTB or VYM?

ISTB has an expense ratio of 0.06% while VYM charges 0.04%. VYM is the cheaper option, by $2 a year on a $10,000 investment.

Which performed better, ISTB or VYM?

Over the past year ISTB returned +1.97% vs +19.42% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (14 years), ISTB annualized +0.94% vs +10.06% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ISTB or VYM?

VYM has been the more volatile fund at 13.2% annualized versus 2.2% for ISTB. Worst drawdown: ISTB -50.1% vs VYM -35.7%.

Should I hold both ISTB and VYM?

ISTB and VYM have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ISTB or VYM?

ISTB yields 4.28% while VYM yields 2.22%, so ISTB currently pays the higher dividend yield.

Is VYM better than ISTB?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.