IVRS vs SCHD
iShares Future Metaverse Tech and Communications ETF vs Schwab US Dividend Equity ETF
Which is better, IVRS or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVRS | SCHD |
|---|---|---|
| Expense Ratio | 0.47% | 0.06%Best |
| AUM | $8M | $112.2B |
| Dividend Yield | 8.57% | 3.13% |
| Holdings | 48 | 103 |
| Volatility (annualized) | 17.6% | 13.2%Best |
| Max Drawdown | -31.4% | -16.1%Best |
| $10,000 over 3.5 years | $14,702 | $15,248Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Feb 14, 2023 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 27 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVRS has data through Aug 12, 2026 and SCHD through Sep 8, 2026.
Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Feb 16, 2023 to Aug 12, 2026 (3.5 years).
Risk: Volatility and Drawdowns
IVRS has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for IVRS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
IVRS charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, IVRS currently yields 8.57% against 3.13% for SCHD.
Holdings Overlap
At least 2.5% of SCHD's money is in holdings IVRS also owns.
Stated as a floor: for IVRS, our book for it covers 93.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and IVRS share little of their money.
1 positions in common, counted across the 37 positions we hold weights for in IVRS and 100 in SCHD, against full books of 48 and 103.
Top Shared Holdings
| Stock | Weight in IVRS | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm | 0.36% | 2.55% | 2.19% |
You are not choosing between two funds in isolation.
Whichever of IVRS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVRS or SCHD?
IVRS has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option, by $41 a year on a $10,000 investment.
Which is riskier, IVRS or SCHD?
IVRS has been the more volatile fund at 17.6% annualized versus 13.2% for SCHD. Worst drawdown: IVRS -31.4% vs SCHD -16.1%.
Should I hold both IVRS and SCHD?
IVRS and SCHD have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVRS and SCHD?
At least 2.5% of SCHD's money is in holdings IVRS also owns. Our book for IVRS is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 37 positions we hold weights for in IVRS and 100 in SCHD.
Which pays a higher dividend, IVRS or SCHD?
IVRS yields 8.57% while SCHD yields 3.13%, so IVRS currently pays the higher dividend yield.
Is SCHD better than IVRS?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.