IVRS vs SCHD

IVRS vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricIVRSSCHDWinner
Expense Ratio0.47%0.06%
AUM$8M$108.7B
Dividend Yield8.57%3.13%
Holdings48104
YTD Return-6.74%+28.63%
1Y Return-12.71%+32.53%
3Y Return (annualized)+9.39%+16.97%
5Y Return (annualized)-+10.47%
Volatility (annualized)17.6%13.7%
Max Drawdown-31.4%-33.4%
Fund FamilyiShares by BlackRock (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 14, 2023Oct 20, 2011

IVRS vs SCHD Performance

iShares Future Metaverse Tech and Communications ETF (IVRS) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IVRS returned -12.71% while SCHD returned +32.53%. Year to date, IVRS is down 6.74% versus a gain of 28.63% for SCHD.

Over three years, IVRS compounded at +9.39% per year against +16.97% for SCHD. Across the full 4-year window we track, IVRS has the edge at +11.64% annualized vs +11.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVRS has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.4% for IVRS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.28. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVRS charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, IVRS currently yields 8.57% against 3.13% for SCHD.

Holdings Overlap

0.4%overlap

IVRS and SCHD share 1 holdings out of 136 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVRSWeight in SCHDDifference
QCOM0.36%2.55%2.19%

Frequently Asked Questions

Which is cheaper, IVRS or SCHD?

IVRS has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, IVRS or SCHD?

Over the past year IVRS returned -12.71% vs +32.53% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), IVRS annualized +11.64% vs +11.63% for SCHD. Past performance does not guarantee future results.

Which is riskier, IVRS or SCHD?

IVRS has been the more volatile fund at 17.6% annualized versus 13.7% for SCHD. Worst drawdown: IVRS -31.4% vs SCHD -33.4%.

Should I hold both IVRS and SCHD?

IVRS and SCHD have a monthly-return correlation of 0.28, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVRS and SCHD?

IVRS and SCHD share 1 common holdings with a 0.4% weight overlap. Combined, they hold 136 unique securities.

Which pays a higher dividend, IVRS or SCHD?

IVRS yields 8.57% while SCHD yields 3.13%, so IVRS currently pays the higher dividend yield.

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