IVRS vs VYM

IVRS vs VYM

Which is better, IVRS or VYM?

Large Cap Growth against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVRSVYM
Expense Ratio0.47%0.04%Best
AUM$8M$81.6B
Dividend Yield8.57%2.22%
Holdings48613
Volatility (annualized)17.6%11.3%Best
Max Drawdown-31.4%-14.5%Best
$10,000 over 3.5 years$14,702$16,816Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionFeb 14, 2023Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 29 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVRS has data through Aug 12, 2026 and VYM through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Feb 16, 2023 to Aug 12, 2026 (3.5 years).

Risk: Volatility and Drawdowns

IVRS has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 11.3% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.4% for IVRS and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVRS charges 0.47% per year while VYM charges 0.04%. On a $10,000 position that is $47 vs $4 annually, a gap of $43 per year that compounds over a long holding period. On income, IVRS currently yields 8.57% against 2.22% for VYM.

Holdings Overlap

VYM already in IVRS1.2%

At least 1.2% of VYM's money is in holdings IVRS also owns.

Stated as a floor: for IVRS, our book for it covers 93.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VYM and IVRS share little of their money.

3 positions in common, counted across the 37 positions we hold weights for in IVRS and 603 in VYM, against full books of 48 and 613.

Top Shared Holdings

StockWeight in IVRSWeight in VYMDifference
QCOMQualcomm Inc.0.36%0.81%0.45%
EBAYEbay Inc.0.09%0.21%0.12%
GRMNGarmin Ltd.0.09%0.16%0.07%

You are not choosing between two funds in isolation.

Whichever of IVRS and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVRSVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVRS or VYM?

IVRS has an expense ratio of 0.47% while VYM charges 0.04%. VYM is the cheaper option, by $43 a year on a $10,000 investment.

Which is riskier, IVRS or VYM?

IVRS has been the more volatile fund at 17.6% annualized versus 11.3% for VYM. Worst drawdown: IVRS -31.4% vs VYM -14.5%.

Should I hold both IVRS and VYM?

IVRS and VYM have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IVRS and VYM?

At least 1.2% of VYM's money is in holdings IVRS also owns. Our book for IVRS is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 37 positions we hold weights for in IVRS and 603 in VYM.

Which pays a higher dividend, IVRS or VYM?

IVRS yields 8.57% while VYM yields 2.22%, so IVRS currently pays the higher dividend yield.

Is VYM better than IVRS?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.