Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricTPFGVYMWinner
Expense Ratio0.59%0.04%
AUM-$79.0B
Dividend Yield-2.86%
Holdings51568
YTD Return+3.36%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-13.3%-58.8%
Fund FamilyTimothy PlanVanguard (US)
CategoryEquityEquity
InceptionMay 5, 2026Nov 10, 2006

TPFG vs VYM Performance

Timothy Plan Free Cash Flow Growth ETF (TPFG) is a ETF from Timothy Plan and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, TPFG is up 3.36% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -13.3% for TPFG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TPFG charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period.

Holdings Overlap

5.8%overlap

TPFG and VYM share 4 holdings out of 604 unique holdings combined, representing a 5.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TPFGWeight in VYMDifference
AVGO3.49%6.47%2.98%
CAT4.24%1.51%2.73%
NEM2.85%0.63%2.22%
NRGProProPro
FundXLS Pro
See all 4 holdings TPFG shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
X-ray my whole portfolio$99/yr Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, TPFG or VYM?

TPFG has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $55 per year of difference.

What is the holdings overlap between TPFG and VYM?

TPFG and VYM share 4 common holdings with a 5.8% weight overlap. Combined, they hold 604 unique securities.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.