IVV vs UTF
IVV vs UTF
iShares Core S&P 500 ETF vs Cohen & Steers Infrastructure Fund Inc
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | UTF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 3.42% | |
| AUM | $865.2B | $3,053.86 | |
| Dividend Yield | 1.09% | 6.75% | |
| Holdings | 508 | 297 | |
| YTD Return | +13.80% | +16.12% | |
| 1Y Return | +23.70% | +8.19% | |
| 3Y Return (annualized) | +21.49% | +14.35% | |
| 5Y Return (annualized) | +13.43% | +6.56% | |
| Volatility (annualized) | 15.1% | 20.2% | |
| Max Drawdown | -56.5% | -76.7% | |
| Fund Family | iShares by BlackRock (US) | Cohen & Steers Funds | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Mar 30, 2004 |
IVV vs UTF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Cohen & Steers Infrastructure Fund Inc (UTF) is a ETF from Cohen & Steers Funds. Over the past year IVV returned +23.70% while UTF returned +8.19%. Year to date, IVV is up 13.80% versus a gain of 16.12% for UTF.
Over three years, IVV compounded at +21.49% per year against +14.35% for UTF; over five years the annualized figures are +13.43% and +6.56% respectively. Across the full 22-year window we track, IVV has the edge at +7.05% annualized vs +3.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UTF has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -76.7% for UTF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while UTF charges 3.42%. On a $10,000 position that is $3 vs $342 annually, a gap of $339 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 6.75% for UTF.
Holdings Overlap
IVV and UTF share 22 holdings out of 725 unique holdings combined, representing a 2.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in UTF | Difference |
|---|---|---|---|
| NEE | 0.28% | 7.03% | 6.75% |
| NI | 0.03% | 4.23% | 4.20% |
| CSX | 0.14% | 3.29% | 3.15% |
| DUK | Pro | Pro | Pro |
| AMT | Pro | Pro | Pro |
| PPL | Pro | Pro | Pro |
| LNT | Pro | Pro | Pro |
| CCI | Pro | Pro | Pro |
| UNP | Pro | Pro | Pro |
| SO | Pro | Pro | Pro |
See all 10 holdings IVV shares with UTF Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or UTF?
IVV has an expense ratio of 0.03% while UTF charges 3.42%. IVV is the cheaper option. On a $10,000 investment, that is $339 per year of difference.
Which performed better, IVV or UTF?
Over the past year IVV returned +23.70% vs +8.19% for UTF, so IVV leads on 1-year performance. Over the longest common window we track (22 years), IVV annualized +7.05% vs +3.26% for UTF. Past performance does not guarantee future results.
Which is riskier, IVV or UTF?
UTF has been the more volatile fund at 20.2% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs UTF -76.7%.
Should I hold both IVV and UTF?
IVV and UTF have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and UTF?
IVV and UTF share 22 common holdings with a 2.2% weight overlap. Combined, they hold 725 unique securities.
Which pays a higher dividend, IVV or UTF?
IVV yields 1.09% while UTF yields 6.75%, so UTF currently pays the higher dividend yield.
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