IVV vs VCR
iShares Core S&P 500 ETF vs Vanguard Consumer Discretionary ETF
Which is better, IVV or VCR?
Large Cap Blend against Large Cap Growth.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and 5Y, VCR over the full window. The two have moved almost in lockstep, correlation 0.91. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 55.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | VCR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.09% |
| AUM | $876.4B | $6.6B |
| Dividend Yield | 1.06% | 0.73% |
| Holdings | 508 | 356 |
| YTD Return | +12.24%Best | -2.93% |
| 1Y Return | +18.61%Best | -2.74% |
| 3Y Return (annualized) | +20.98%Best | +10.23% |
| 5Y Return (annualized) | +12.76%Best | +4.35% |
| Volatility (annualized) | 14.6%Best | 19.6% |
| Max Drawdown | -56.5%Best | -62.7% |
| $10,000 over 5 years | $18,230Best | $12,373 |
| Top 10 Weight | 37.9%Best | 55.7% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 15, 2000 | Jan 26, 2004 |
Volatility and max drawdown are measured over the window both funds cover: Jan 30, 2004 to Sep 9, 2026 (22.6 years).
IVV vs VCR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 22.6 years both funds cover.
IVV vs VCR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Vanguard Consumer Discretionary ETF (VCR) is an ETF from Vanguard (US). Over the past year IVV returned +18.61% while VCR returned -2.74%. Year to date, IVV is up 12.24% versus a loss of 2.93% for VCR.
Over three years, IVV compounded at +20.98% per year against +10.23% for VCR; over five years the annualized figures are +12.76% and +4.35% respectively. Across the full 23-year window we track, VCR has the edge at +9.74% annualized vs +9.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VCR has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 14.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -62.7% for VCR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while VCR charges 0.09%. On a $10,000 position that is $3 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.73% for VCR.
Holdings Overlap
9.2% of IVV's money is in holdings VCR also owns. 74.5% of VCR's money is in holdings IVV also owns.
Most of VCR is already inside IVV. Owning both mostly buys the same companies twice.
46 positions in common, counted across the 505 positions we hold weights for in IVV and 278 in VCR, against full books of 508 and 356.
What only one of them owns
Our book lists 229 positions for VCR that do not appear in our book for IVV (24.9% of the fund), and 451 for IVV that do not appear in VCR (90.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in VCR | Difference |
|---|---|---|---|
| AMZNAmazon.Com Inc | 4.01% | 19.73% | 15.72% |
| TSLATesla Motors Inc | 1.36% | 17.26% | 15.90% |
| HDHome Depot Inc/The | 0.53% | 5.13% | 4.60% |
| MCDMcdonald'S Corp | 0.29% | 2.83% | 2.54% |
| TJXTjx Cos., Inc. | 0.27% | 2.49% | 2.22% |
| BKNGPriceline.com, Inc. | 0.24% | 2.13% | 1.89% |
| LOWLowes Cos., Inc. | 0.19% | 1.83% | 1.64% |
| SBUXStarbucks Corp | 0.18% | 1.74% | 1.56% |
| MARMarriott International, Inc. | 0.12% | 1.28% | 1.16% |
| ORLYO'Eilly Automotive, Inc. | 0.12% | 1.18% | 1.06% |
74.5% of VCR is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or VCR?
IVV has an expense ratio of 0.03% while VCR charges 0.09%. IVV is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, IVV or VCR?
Over the past year IVV returned +18.61% vs -2.74% for VCR, so IVV leads on 1-year performance. Over the longest common window we track (23 years), IVV annualized +9.18% vs +9.74% for VCR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or VCR?
VCR has been the more volatile fund at 19.6% annualized versus 14.6% for IVV. Worst drawdown: IVV -56.5% vs VCR -62.7%.
Should I hold both IVV and VCR?
IVV and VCR have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IVV and VCR?
74.5% of VCR's money is in holdings IVV also owns. 74.5% of VCR's is in holdings IVV also owns. They hold 46 positions in common, counted across the 505 positions we hold weights for in IVV and 278 in VCR.
Which pays a higher dividend, IVV or VCR?
IVV yields 1.06% while VCR yields 0.73%, so IVV currently pays the higher dividend yield.
Is VCR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and 5Y, VCR over the full window. The two have moved almost in lockstep, correlation 0.91. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 55.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.