IVV vs VFLO
iShares Core S&P 500 ETF vs VictoryShares Free Cash Flow ETF
Which is better, IVV or VFLO?
Large Cap Blend against Large Cap Growth.
IVV has a lower expense ratio. VFLO led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | VFLO |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.39% |
| AUM | $850.0B | $12.2B |
| Dividend Yield | 1.09% | 1.07% |
| Holdings | 1,018 | 104 |
| YTD Return | +10.70% | +34.99%Best |
| 1Y Return | +11.31% | +40.83%Best |
| 3Y Return (annualized) | +21.04% | +28.51%Best |
| 5Y Return (annualized) | +11.65% | - |
| Volatility (annualized) | 12.5%Best | 17.0% |
| Max Drawdown | -18.8% | -17.8%Best |
| $10,000 over 3.4 years | $17,968 | $22,269Best |
| Fund Family | iShares by BlackRock (US) | Victory Capital Management Inc. |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 15, 2000 | Jun 21, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Jun 22, 2023 to Nov 10, 2026 (3.4 years).
IVV vs VFLO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
IVV vs VFLO Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and VictoryShares Free Cash Flow ETF (VFLO) is an ETF from Victory Capital Management Inc.. Over the past year IVV returned +11.31% while VFLO returned +40.83%. Year to date, IVV is up 10.70% versus a gain of 34.99% for VFLO.
Over three years, IVV compounded at +21.04% per year against +28.51% for VFLO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VFLO has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 12.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -17.8% for VFLO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while VFLO charges 0.39%. On a $10,000 position that is $3 vs $39 annually, a gap of $36 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.07% for VFLO.
You are not choosing between two funds in isolation.
Whichever of IVV and VFLO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or VFLO?
IVV has an expense ratio of 0.03% while VFLO charges 0.39%. IVV is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, IVV or VFLO?
Over the past year IVV returned +11.31% vs +40.83% for VFLO, so VFLO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or VFLO?
VFLO has been the more volatile fund at 17.0% annualized versus 12.5% for IVV. Worst drawdown: IVV -18.8% vs VFLO -17.8%.
Should I hold both IVV and VFLO?
IVV and VFLO have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or VFLO?
IVV yields 1.09% while VFLO yields 1.07%, so IVV currently pays the higher dividend yield.
Is VFLO better than IVV?
IVV has a lower expense ratio. VFLO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.