VFLO vs VYM
VictoryShares Free Cash Flow ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VFLO delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VFLO | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.04% | |
| AUM | $8.6B | $79.0B | |
| Dividend Yield | 1.10% | 2.86% | |
| Holdings | 51 | 568 | |
| YTD Return | +34.32% | +16.10% | |
| 1Y Return | +55.32% | +25.99% | |
| 3Y Return (annualized) | +26.92% | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 15.5% | 14.6% | |
| Max Drawdown | -17.8% | -58.8% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 21, 2023 | Nov 10, 2006 |
VFLO vs VYM Performance
VictoryShares Free Cash Flow ETF (VFLO) is a ETF from Victory Capital Management Inc. and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year VFLO returned +55.32% while VYM returned +25.99%. Year to date, VFLO is up 34.32% versus a gain of 16.10% for VYM.
Over three years, VFLO compounded at +26.92% per year against +18.29% for VYM. Across the full 3-year window we track, VFLO has the edge at +28.76% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VFLO has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.8% for VFLO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VFLO charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, VFLO currently yields 1.10% against 2.86% for VYM.
Holdings Overlap
VFLO and VYM share 22 holdings out of 586 unique holdings combined, representing a 9.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VFLO or VYM?
VFLO has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, VFLO or VYM?
Over the past year VFLO returned +55.32% vs +25.99% for VYM, so VFLO leads on 1-year performance. Over the longest common window we track (3 years), VFLO annualized +28.76% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, VFLO or VYM?
VFLO has been the more volatile fund at 15.5% annualized versus 14.6% for VYM. Worst drawdown: VFLO -17.8% vs VYM -58.8%.
Should I hold both VFLO and VYM?
VFLO and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VFLO and VYM?
VFLO and VYM share 22 common holdings with a 9.0% weight overlap. Combined, they hold 586 unique securities.
Which pays a higher dividend, VFLO or VYM?
VFLO yields 1.10% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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