IYRI vs VTI
NEOS Real Estate High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IYRI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 52.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IYRI | VTI |
|---|---|---|
| Expense Ratio | 0.68% | 0.03%Best |
| AUM | $312M | $666.9B |
| Dividend Yield | 11.14% | 1.03% |
| Holdings | 64 | 3,543 |
| YTD Return | -3.91% | +12.30%Best |
| 1Y Return | -5.50% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 9.6%Best | 13.0% |
| Max Drawdown | -12.1%Best | -19.3% |
| $10,000 over 1.7 years | $10,275 | $13,072Best |
| Top 10 Weight | 52.6% | 33.3%Best |
| Fund Family | NEOS | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 14, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 15, 2025 to Sep 18, 2026 (1.7 years).
IYRI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
IYRI vs VTI Performance
NEOS Real Estate High Income ETF (IYRI) is an ETF from NEOS and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IYRI returned -5.50% while VTI returned +16.08%. Year to date, IYRI is down 3.91% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 9.6% for IYRI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for IYRI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IYRI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, IYRI currently yields 11.14% against 1.03% for VTI.
Holdings Overlap
99.5% of IYRI's money is in holdings VTI also owns. 2.0% of VTI's money is in holdings IYRI also owns.
Most of IYRI is already inside VTI. Owning both mostly buys the same companies twice.
60 positions in common, counted across the 60 positions we hold weights for in IYRI and 3,463 in VTI, against full books of 64 and 3,543.
What only one of them owns
Measured across the 60 and 3,463 positions we hold weights for.
VTI holds 1,092 positions IYRI does not, 95.4% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in IYRI | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 11.27% | 0.23% | 11.04% |
| PLDPrologis Inc | 9.02% | 0.19% | 8.83% |
| EQIXEquinix Inc. Real Estate Investment Trust | 4.59% | 0.14% | 4.45% |
| SPGSimon Property Group Inc | 4.54% | 0.10% | 4.44% |
| DLRDigital Realty Trust Inc. | 4.52% | 0.09% | 4.43% |
| AMTAmerican Tower Corporation | 4.14% | 0.11% | 4.03% |
| ORealty Income Corp. | 4.10% | 0.08% | 4.02% |
| PSAPublic Storage | 3.65% | 0.08% | 3.57% |
| EQRVivmark Residential | 3.53% | 0.03% | 3.50% |
| CBRECbre Services Inc | 3.20% | 0.06% | 3.14% |
99.5% of IYRI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IYRI or VTI?
IYRI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option, by $65 a year on a $10,000 investment.
Which performed better, IYRI or VTI?
Over the past year IYRI returned -5.50% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), IYRI annualized +1.61% vs +17.07% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IYRI or VTI?
VTI has been the more volatile fund at 13.0% annualized versus 9.6% for IYRI. Worst drawdown: IYRI -12.1% vs VTI -19.3%.
Should I hold both IYRI and VTI?
IYRI and VTI have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IYRI and VTI?
99.5% of IYRI's money is in holdings VTI also owns. 2.0% of VTI's is in holdings IYRI also owns. They hold 60 positions in common, counted across the 60 positions we hold weights for in IYRI and 3,463 in VTI.
Which pays a higher dividend, IYRI or VTI?
IYRI yields 11.14% while VTI yields 1.03%, so IYRI currently pays the higher dividend yield.
Is VTI better than IYRI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 52.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.