JCTR vs VOO

JCTR vs VOO

Which is better, JCTR or VOO?

Nearly the same fund. VOO costs less.

VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJCTRVOO
Expense Ratio0.15%0.03%Best
AUM$7M$997.4B
Dividend Yield0.94%1.08%
Holdings405509
Volatility (annualized)15.5%15.4%Best
Max Drawdown-24.8%-24.5%Best
$10,000 over 4.8 years$19,380$19,527Best
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 9, 2020Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 336 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. JCTR has data through Oct 3, 2025 and VOO through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 10, 2020 to Oct 3, 2025 (4.8 years).

Risk: Volatility and Drawdowns

JCTR has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.4% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.8% for JCTR and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

JCTR charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, JCTR currently yields 0.94% against 1.08% for VOO.

You are not choosing between two funds in isolation.

Whichever of JCTR and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JCTRVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JCTR or VOO?

JCTR has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option, by $12 a year on a $10,000 investment.

Which is riskier, JCTR or VOO?

JCTR has been the more volatile fund at 15.5% annualized versus 15.4% for VOO. Worst drawdown: JCTR -24.8% vs VOO -24.5%.

Should I hold both JCTR and VOO?

JCTR and VOO have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, JCTR or VOO?

JCTR yields 0.94% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

Is VOO better than JCTR?

VOO has a lower expense ratio. VOO led over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00. Which one suits a particular account depends on what it is for. This is information, not a recommendation.