JDIV vs SCHD
JPMorgan Dividend Leaders ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | JDIV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.47% | 0.06% | |
| AUM | $13M | $112.2B | |
| Dividend Yield | 1.56% | 3.13% | |
| Holdings | 98 | 103 | |
| YTD Return | +7.94% | +27.60% | |
| 1Y Return | +12.84% | +29.63% | |
| 3Y Return (annualized) | - | +16.43% | |
| 5Y Return (annualized) | - | +10.05% | |
| Volatility (annualized) | 10.3% | 13.6% | |
| Max Drawdown | -13.3% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 25, 2024 | Oct 20, 2011 |
JDIV vs SCHD Performance
JPMorgan Dividend Leaders ETF (JDIV) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JDIV returned +12.84% while SCHD returned +29.63%. Year to date, JDIV is up 7.94% versus a gain of 27.60% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.3% for JDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for JDIV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JDIV charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, JDIV currently yields 1.56% against 3.13% for SCHD.
Holdings Overlap
JDIV and SCHD share 9 holdings out of 177 unique holdings combined, representing a 6.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JDIV or SCHD?
JDIV has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, JDIV or SCHD?
Over the past year JDIV returned +12.84% vs +29.63% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), JDIV annualized +11.11% vs +11.54% for SCHD. Past performance does not guarantee future results.
Which is riskier, JDIV or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.3% for JDIV. Worst drawdown: JDIV -13.3% vs SCHD -33.4%.
Should I hold both JDIV and SCHD?
JDIV and SCHD have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JDIV and SCHD?
JDIV and SCHD share 9 common holdings with a 6.3% weight overlap. Combined, they hold 177 unique securities.
Which pays a higher dividend, JDIV or SCHD?
JDIV yields 1.56% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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