JMMF vs QQQ
JPMorgan 100% US Treasury Securities Money Market ETF vs Invesco QQQ Trust, Series 1
Which is better, JMMF or QQQ?
JMMF costs less.
JMMF has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JMMF | QQQ |
|---|---|---|
| Expense Ratio | 0.16%Best | 0.18% |
| AUM | $81M | $483.5B |
| Dividend Yield | 2.21% | 0.44% |
| Holdings | 55 | 107 |
| YTD Return | +2.45% | +17.95%Best |
| 1Y Return | - | +21.77% |
| 3Y Return (annualized) | - | +25.63% |
| 5Y Return (annualized) | - | +15.24% |
| Fund Family | J.P. Morgan Asset Management | Invesco (US) |
| Category | Money Market | Equity |
| Style | - | Large Cap Growth |
| Inception | Dec 10, 2025 | Mar 10, 1999 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
JMMF vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JMMF vs QQQ Performance
JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is an ETF from J.P. Morgan Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Year to date, JMMF is up 2.45% versus a gain of 17.95% for QQQ.
Past performance does not guarantee future results.
Fees and Cost Over Time
JMMF charges 0.16% per year while QQQ charges 0.18%. On a $10,000 position that is $16 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, JMMF currently yields 2.21% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 17 holdings in JMMF and 102 in QQQ, totalling 14.3% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 17 positions we hold weights for in JMMF and 102 in QQQ, against full books of 55 and 107.
You are not choosing between two funds in isolation.
Whichever of JMMF and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JMMF or QQQ?
JMMF has an expense ratio of 0.16% while QQQ charges 0.18%. JMMF is the cheaper option, by $2 a year on a $10,000 investment.
Which pays a higher dividend, JMMF or QQQ?
JMMF yields 2.21% while QQQ yields 0.44%, so JMMF currently pays the higher dividend yield.
Is QQQ better than JMMF?
JMMF has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.