JMMF vs VTI
JPMorgan 100% US Treasury Securities Money Market ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JMMF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.16% | 0.03% | |
| AUM | $71M | $666.9B | |
| Dividend Yield | 2.21% | 1.07% | |
| Holdings | 52 | 3,543 | |
| YTD Return | +2.23% | +12.65% | |
| 1Y Return | - | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.3% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Money Market | Equity | |
| Inception | Dec 10, 2025 | May 24, 2001 |
JMMF vs VTI Performance
JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is a ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, JMMF is up 2.23% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.3% for JMMF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
JMMF charges 0.16% per year while VTI charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, JMMF currently yields 2.21% against 1.07% for VTI.
Holdings Overlap
JMMF and VTI share 0 holdings out of 2805 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JMMF or VTI?
JMMF has an expense ratio of 0.16% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
What is the holdings overlap between JMMF and VTI?
JMMF and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2805 unique securities.
Which pays a higher dividend, JMMF or VTI?
JMMF yields 2.21% while VTI yields 1.07%, so JMMF currently pays the higher dividend yield.
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