JMMF vs VOO

JMMF vs VOO

Which is better, JMMF or VOO?

VOO costs less.

VOO has a lower expense ratio.

Lower Fees: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJMMFVOO
Expense Ratio0.16%0.03%Best
AUM$81M$997.4B
Dividend Yield2.21%1.04%
Holdings55509
YTD Return+2.34%+11.55%Best
1Y Return-+17.54%
3Y Return (annualized)-+20.71%
5Y Return (annualized)-+12.80%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryMoney MarketEquity
Style-Large Cap Blend
InceptionDec 10, 2025Sep 7, 2010

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

JMMF vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

JMMF vs VOO Performance

JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is an ETF from J.P. Morgan Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, JMMF is up 2.34% versus a gain of 11.55% for VOO.

Past performance does not guarantee future results.

Fees and Cost Over Time

JMMF charges 0.16% per year while VOO charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, JMMF currently yields 2.21% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 1 holding in JMMF and 505 in VOO, totalling 1.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in JMMF and 505 in VOO, against full books of 55 and 509.

You are not choosing between two funds in isolation.

Whichever of JMMF and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JMMFVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JMMF or VOO?

JMMF has an expense ratio of 0.16% while VOO charges 0.03%. VOO is the cheaper option, by $13 a year on a $10,000 investment.

Which pays a higher dividend, JMMF or VOO?

JMMF yields 2.21% while VOO yields 1.04%, so JMMF currently pays the higher dividend yield.

Is VOO better than JMMF?

VOO has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.