JMMF vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: TiedMore Diversified: VOO

Side-by-Side Comparison

MetricJMMFVOOWinner
Expense Ratio0.16%0.03%
AUM$69M$979.0B
Dividend Yield1.86%1.09%
Holdings52509
YTD Return+2.06%+13.72%
1Y Return-+21.63%
3Y Return (annualized)-+21.55%
5Y Return (annualized)-+13.26%
Volatility (annualized)-14.1%
Max Drawdown-0.3%-34.3%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryMoney MarketEquity
InceptionDec 10, 2025Sep 7, 2010

JMMF vs VOO Performance

JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is a ETF from J.P. Morgan Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, JMMF is up 2.06% versus a gain of 13.72% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.3% for JMMF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

JMMF charges 0.16% per year while VOO charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, JMMF currently yields 1.86% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

JMMF and VOO share 0 holdings out of 523 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, JMMF or VOO?

JMMF has an expense ratio of 0.16% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

What is the holdings overlap between JMMF and VOO?

JMMF and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 523 unique securities.

Which pays a higher dividend, JMMF or VOO?

JMMF yields 1.86% while VOO yields 1.09%, so JMMF currently pays the higher dividend yield.

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