JQUA vs VTI
JPMorgan US Quality Factor ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. JQUA delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JQUA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.03% | |
| AUM | $8.7B | $666.9B | |
| Dividend Yield | 1.08% | 1.07% | |
| Holdings | 295 | 3,543 | |
| YTD Return | +19.11% | +13.14% | |
| 1Y Return | +23.94% | +22.35% | |
| 3Y Return (annualized) | +20.79% | +21.83% | |
| 5Y Return (annualized) | +13.29% | +12.01% | |
| Volatility (annualized) | 15.4% | 15.3% | |
| Max Drawdown | -32.9% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 8, 2017 | May 24, 2001 |
JQUA vs VTI Performance
JPMorgan US Quality Factor ETF (JQUA) is a ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JQUA returned +23.94% while VTI returned +22.35%. Year to date, JQUA is up 19.11% versus a gain of 13.14% for VTI.
Over three years, JQUA compounded at +20.79% per year against +21.83% for VTI; over five years the annualized figures are +13.29% and +12.01% respectively. Across the full 9-year window we track, JQUA has the edge at +14.29% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JQUA has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.9% for JQUA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JQUA charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, JQUA currently yields 1.08% against 1.07% for VTI.
Holdings Overlap
JQUA and VTI share 248 holdings out of 2846 unique holdings combined, representing a 40.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JQUA or VTI?
JQUA has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, JQUA or VTI?
Over the past year JQUA returned +23.94% vs +22.35% for VTI, so JQUA leads on 1-year performance. Over the longest common window we track (9 years), JQUA annualized +14.29% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, JQUA or VTI?
JQUA has been the more volatile fund at 15.4% annualized versus 15.3% for VTI. Worst drawdown: JQUA -32.9% vs VTI -56.6%.
Should I hold both JQUA and VTI?
JQUA and VTI have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between JQUA and VTI?
JQUA and VTI share 248 common holdings with a 40.3% weight overlap. Combined, they hold 2846 unique securities.
Which pays a higher dividend, JQUA or VTI?
JQUA yields 1.08% while VTI yields 1.07%, so JQUA currently pays the higher dividend yield.
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