KEAT vs SCHD
Keating Active ETF vs Schwab US Dividend Equity ETF
Which is better, KEAT or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. KEAT led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 67.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KEAT | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $124M | $112.1B |
| Dividend Yield | 2.40% | 3.00% |
| Holdings | 30 | 103 |
| YTD Return | +14.32% | +24.59%Best |
| 1Y Return | +21.70% | +28.14%Best |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 11.9%Best | 13.2% |
| Max Drawdown | -10.6%Best | -16.1% |
| $10,000 over 2.5 years | $14,555Best | $13,897 |
| Top 10 Weight | 67.9% | 41.8%Best |
| Fund Family | Keating Investment Counselors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 27, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 27, 2024 to Sep 10, 2026 (2.5 years).
KEAT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
KEAT vs SCHD Performance
Keating Active ETF (KEAT) is an ETF from Keating Investment Counselors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year KEAT returned +21.70% while SCHD returned +28.14%. Year to date, KEAT is up 14.32% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 11.9% for KEAT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for KEAT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KEAT charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, KEAT currently yields 2.40% against 3.00% for SCHD.
Holdings Overlap
6.7% of KEAT's money is in holdings SCHD also owns. 8.7% of SCHD's money is in holdings KEAT also owns.
SCHD and KEAT share little of their money.
3 positions in common, counted across the 29 positions we hold weights for in KEAT and 100 in SCHD, against full books of 30 and 103.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for KEAT (91.3% of the fund), and 14 for KEAT that do not appear in SCHD (59.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of KEAT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KEAT or SCHD?
KEAT has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, KEAT or SCHD?
Over the past year KEAT returned +21.70% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KEAT or SCHD?
SCHD has been the more volatile fund at 13.2% annualized versus 11.9% for KEAT. Worst drawdown: KEAT -10.6% vs SCHD -16.1%.
Should I hold both KEAT and SCHD?
KEAT and SCHD have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KEAT and SCHD?
8.7% of SCHD's money is in holdings KEAT also owns. 8.7% of SCHD's is in holdings KEAT also owns. They hold 3 positions in common, counted across the 29 positions we hold weights for in KEAT and 100 in SCHD.
Which pays a higher dividend, KEAT or SCHD?
KEAT yields 2.40% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than KEAT?
SCHD has a lower expense ratio. KEAT led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 67.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.