KEAT vs VTI
Keating Active ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. KEAT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | KEAT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $122M | $666.9B | |
| Dividend Yield | 2.51% | 1.07% | |
| Holdings | 30 | 3,543 | |
| YTD Return | +16.38% | +13.14% | |
| 1Y Return | +26.84% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 12.3% | 15.3% | |
| Max Drawdown | -10.6% | -56.6% | |
| Fund Family | Keating Investment Counselors | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 27, 2024 | May 24, 2001 |
KEAT vs VTI Performance
Keating Active ETF (KEAT) is a ETF from Keating Investment Counselors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year KEAT returned +26.84% while VTI returned +22.35%. Year to date, KEAT is up 16.38% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.3% for KEAT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.6% for KEAT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
KEAT charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, KEAT currently yields 2.51% against 1.07% for VTI.
Holdings Overlap
KEAT and VTI share 10 holdings out of 2806 unique holdings combined, representing a 0.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KEAT or VTI?
KEAT has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, KEAT or VTI?
Over the past year KEAT returned +26.84% vs +22.35% for VTI, so KEAT leads on 1-year performance. Over the longest common window we track (2 years), KEAT annualized +17.47% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, KEAT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.3% for KEAT. Worst drawdown: KEAT -10.6% vs VTI -56.6%.
Should I hold both KEAT and VTI?
KEAT and VTI have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KEAT and VTI?
KEAT and VTI share 10 common holdings with a 0.9% weight overlap. Combined, they hold 2806 unique securities.
Which pays a higher dividend, KEAT or VTI?
KEAT yields 2.51% while VTI yields 1.07%, so KEAT currently pays the higher dividend yield.
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