LOTI vs VXUS
Liberty One Tactical Income ETF vs Vanguard Total International Stock ETF
Which is better, LOTI or VXUS?
Tactical Allocation against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LOTI | VXUS |
|---|---|---|
| Expense Ratio | 1.01% | 0.05%Best |
| AUM | $48M | $158.1B |
| Dividend Yield | 1.95% | 2.51% |
| Holdings | 35 | 8,747 |
| YTD Return | +3.78% | +14.49%Best |
| 1Y Return | +3.92% | +21.52%Best |
| 3Y Return (annualized) | - | +20.55% |
| 5Y Return (annualized) | - | +9.57% |
| Volatility (annualized) | 6.3%Best | 14.0% |
| Fund Family | Liberty One Investment Management, LLC | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Blend |
| Inception | Sep 30, 2025 | Jan 26, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
LOTI vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
LOTI vs VXUS Performance
Liberty One Tactical Income ETF (LOTI) is an ETF from Liberty One Investment Management, LLC and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year LOTI returned +3.92% while VXUS returned +21.52%. Year to date, LOTI is up 3.78% versus a gain of 14.49% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 6.3% for LOTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LOTI charges 1.01% per year while VXUS charges 0.05%. On a $10,000 position that is $101 vs $5 annually, a gap of $96 per year that compounds over a long holding period. On income, LOTI currently yields 1.95% against 2.51% for VXUS.
Holdings Overlap
At least 1.7% of LOTI's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
LOTI and VXUS share little of their money.
1 positions in common, counted across the 34 positions we hold weights for in LOTI and 8,082 in VXUS, against full books of 35 and 8,747.
What only one of them owns
Measured across the 34 and 8,082 positions we hold weights for.
VXUS holds 35 positions LOTI does not, 2.3% of the fund.
Largest: MKL 0.76%, SHEL 0.57%, VWO 0.11%, JD 0.09%, ALC 0.08%
Top Shared Holdings
| Stock | Weight in LOTI | Weight in VXUS | Difference |
|---|---|---|---|
| KRKroger Co. | 1.70% | 0.00% | 1.70% |
You are not choosing between two funds in isolation.
Whichever of LOTI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LOTI or VXUS?
LOTI has an expense ratio of 1.01% while VXUS charges 0.05%. VXUS is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, LOTI or VXUS?
Over the past year LOTI returned +3.92% vs +21.52% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LOTI or VXUS?
VXUS has been the more volatile fund at 14.0% annualized versus 6.3% for LOTI.
Should I hold both LOTI and VXUS?
LOTI and VXUS have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LOTI and VXUS?
At least 1.7% of LOTI's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 34 positions we hold weights for in LOTI and 8,082 in VXUS.
Which pays a higher dividend, LOTI or VXUS?
LOTI yields 1.95% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than LOTI?
VXUS has a lower expense ratio. VXUS led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.