LOTI vs VYM
Liberty One Tactical Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | LOTI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.04% | |
| AUM | $46M | $79.0B | |
| Dividend Yield | 1.59% | 2.86% | |
| Holdings | 35 | 568 | |
| YTD Return | +5.72% | +16.10% | |
| 1Y Return | - | +25.99% | |
| 3Y Return (annualized) | - | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -4.4% | -58.8% | |
| Fund Family | Liberty One Investment Management, LLC | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Sep 30, 2025 | Nov 10, 2006 |
LOTI vs VYM Performance
Liberty One Tactical Income ETF (LOTI) is a ETF from Liberty One Investment Management, LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, LOTI is up 5.72% versus a gain of 16.10% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.4% for LOTI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
LOTI charges 1.01% per year while VYM charges 0.04%. On a $10,000 position that is $101 vs $4 annually, a gap of $97 per year that compounds over a long holding period. On income, LOTI currently yields 1.59% against 2.86% for VYM.
Holdings Overlap
LOTI and VYM share 17 holdings out of 575 unique holdings combined, representing a 15.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LOTI or VYM?
LOTI has an expense ratio of 1.01% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
What is the holdings overlap between LOTI and VYM?
LOTI and VYM share 17 common holdings with a 15.0% weight overlap. Combined, they hold 575 unique securities.
Which pays a higher dividend, LOTI or VYM?
LOTI yields 1.59% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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