LOTI vs VYM
Liberty One Tactical Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | LOTI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.04% | |
| AUM | $48M | $81.6B | |
| Dividend Yield | 1.77% | 2.24% | |
| Holdings | 35 | 613 | |
| YTD Return | +5.43% | +14.57% | |
| 1Y Return | +5.57% | +21.08% | |
| 3Y Return (annualized) | - | +18.16% | |
| 5Y Return (annualized) | - | +12.00% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -4.4% | -58.8% | |
| Fund Family | Liberty One Investment Management, LLC | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Sep 30, 2025 | Nov 10, 2006 |
LOTI vs VYM Performance
Liberty One Tactical Income ETF (LOTI) is a ETF from Liberty One Investment Management, LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year LOTI returned +5.57% while VYM returned +21.08%. Year to date, LOTI is up 5.43% versus a gain of 14.57% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.4% for LOTI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
LOTI charges 1.01% per year while VYM charges 0.04%. On a $10,000 position that is $101 vs $4 annually, a gap of $97 per year that compounds over a long holding period. On income, LOTI currently yields 1.77% against 2.24% for VYM.
Holdings Overlap
LOTI and VYM share 17 holdings out of 620 unique holdings combined, representing a 13.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LOTI or VYM?
LOTI has an expense ratio of 1.01% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
Which performed better, LOTI or VYM?
Over the past year LOTI returned +5.57% vs +21.08% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between LOTI and VYM?
LOTI and VYM share 17 common holdings with a 13.7% weight overlap. Combined, they hold 620 unique securities.
Which pays a higher dividend, LOTI or VYM?
LOTI yields 1.77% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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