IVV vs LOTI
iShares Core S&P 500 ETF vs Liberty One Tactical Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | LOTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.01% | |
| AUM | $886.7B | $48M | |
| Dividend Yield | 1.10% | 1.77% | |
| Holdings | 508 | 35 | |
| YTD Return | +12.92% | +5.43% | |
| 1Y Return | +21.22% | +5.57% | |
| 3Y Return (annualized) | +20.95% | - | |
| 5Y Return (annualized) | +12.76% | - | |
| Volatility (annualized) | 15.1% | - | |
| Max Drawdown | -56.5% | -4.4% | |
| Fund Family | iShares by BlackRock (US) | Liberty One Investment Management, LLC | |
| Category | Equity | Allocation/Balanced | |
| Inception | May 15, 2000 | Sep 30, 2025 |
IVV vs LOTI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Liberty One Tactical Income ETF (LOTI) is a ETF from Liberty One Investment Management, LLC. Over the past year IVV returned +21.22% while LOTI returned +5.57%. Year to date, IVV is up 12.92% versus a gain of 5.43% for LOTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for IVV and -4.4% for LOTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVV charges 0.03% per year while LOTI charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.77% for LOTI.
Holdings Overlap
IVV and LOTI share 24 holdings out of 515 unique holdings combined, representing a 12.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or LOTI?
IVV has an expense ratio of 0.03% while LOTI charges 1.01%. IVV is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, IVV or LOTI?
Over the past year IVV returned +21.22% vs +5.57% for LOTI, so IVV leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between IVV and LOTI?
IVV and LOTI share 24 common holdings with a 12.9% weight overlap. Combined, they hold 515 unique securities.
Which pays a higher dividend, IVV or LOTI?
IVV yields 1.10% while LOTI yields 1.77%, so LOTI currently pays the higher dividend yield.
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