LOTI vs QQQ
Liberty One Tactical Income ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | LOTI | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.18% | |
| AUM | $46M | $455.8B | |
| Dividend Yield | 1.59% | 0.41% | |
| Holdings | 35 | 108 | |
| YTD Return | +6.00% | +19.68% | |
| 1Y Return | - | +26.75% | |
| 3Y Return (annualized) | - | +26.25% | |
| 5Y Return (annualized) | - | +15.39% | |
| Volatility (annualized) | - | 30.6% | |
| Max Drawdown | -4.4% | -83.0% | |
| Fund Family | Liberty One Investment Management, LLC | Invesco (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Sep 30, 2025 | Mar 10, 1999 |
LOTI vs QQQ Performance
Liberty One Tactical Income ETF (LOTI) is a ETF from Liberty One Investment Management, LLC and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, LOTI is up 6.00% versus a gain of 19.68% for QQQ.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.4% for LOTI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
LOTI charges 1.01% per year while QQQ charges 0.18%. On a $10,000 position that is $101 vs $18 annually, a gap of $83 per year that compounds over a long holding period. On income, LOTI currently yields 1.59% against 0.41% for QQQ.
Holdings Overlap
LOTI and QQQ share 4 holdings out of 133 unique holdings combined, representing a 7.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LOTI or QQQ?
LOTI has an expense ratio of 1.01% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
What is the holdings overlap between LOTI and QQQ?
LOTI and QQQ share 4 common holdings with a 7.3% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, LOTI or QQQ?
LOTI yields 1.59% while QQQ yields 0.41%, so LOTI currently pays the higher dividend yield.
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