LYLD vs SPY

Quick Verdict

SPY has a lower expense ratio. LYLD delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: LYLDMore Diversified: SPY

Side-by-Side Comparison

MetricLYLDSPYWinner
Expense Ratio0.59%0.09%
AUM$7M$789.1B
Dividend Yield2.15%1.01%
Holdings52505
YTD Return+18.21%+14.47%
1Y Return+24.64%+21.96%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+13.30%
Volatility (annualized)13.2%15.3%
Max Drawdown-18.6%-56.5%
Fund FamilyCambria Investment ManagementState Street Investment Management
CategoryEquityEquity
InceptionJul 12, 2024Jan 22, 1993

LYLD vs SPY Performance

Cambria LargeCap Shareholder Yield ETF (LYLD) is a ETF from Cambria Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year LYLD returned +24.64% while SPY returned +21.96%. Year to date, LYLD is up 18.21% versus a gain of 14.47% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.2% for LYLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.6% for LYLD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LYLD charges 0.59% per year while SPY charges 0.09%. On a $10,000 position that is $59 vs $9 annually, a gap of $50 per year that compounds over a long holding period. On income, LYLD currently yields 2.15% against 1.01% for SPY.

Holdings Overlap

4.0%overlap

LYLD and SPY share 41 holdings out of 513 unique holdings combined, representing a 4.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in LYLDWeight in SPYDifference
XOM2.11%0.87%1.24%
PYPL2.46%0.06%2.40%
MPC2.32%0.12%2.20%
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Frequently Asked Questions

Which is cheaper, LYLD or SPY?

LYLD has an expense ratio of 0.59% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $50 per year of difference.

Which performed better, LYLD or SPY?

Over the past year LYLD returned +24.64% vs +21.96% for SPY, so LYLD leads on 1-year performance. Over the longest common window we track (2 years), LYLD annualized +15.91% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, LYLD or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 13.2% for LYLD. Worst drawdown: LYLD -18.6% vs SPY -56.5%.

Should I hold both LYLD and SPY?

LYLD and SPY have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LYLD and SPY?

LYLD and SPY share 41 common holdings with a 4.0% weight overlap. Combined, they hold 513 unique securities.

Which pays a higher dividend, LYLD or SPY?

LYLD yields 2.15% while SPY yields 1.01%, so LYLD currently pays the higher dividend yield.

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