MCDS vs VTI
JPMorgan Fundamental Data Science Mid Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MCDS or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. MCDS is less concentrated, with 13.9% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MCDS | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $9M | $666.9B |
| Dividend Yield | 1.04% | 1.03% |
| Holdings | 207 | 3,543 |
| YTD Return | +11.75% | +12.30%Best |
| 1Y Return | +14.12% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 13.0% | 12.7%Best |
| Max Drawdown | -22.5% | -19.3%Best |
| $10,000 over 2.1 years | $13,172 | $14,668Best |
| Top 10 Weight | 13.9%Best | 33.3% |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Aug 7, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 8, 2024 to Sep 18, 2026 (2.1 years).
MCDS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
MCDS vs VTI Performance
JPMorgan Fundamental Data Science Mid Core ETF (MCDS) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MCDS returned +14.12% while VTI returned +16.08%. Year to date, MCDS is up 11.75% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MCDS has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for MCDS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MCDS charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, MCDS currently yields 1.04% against 1.03% for VTI.
Holdings Overlap
93.7% of MCDS's money is in holdings VTI also owns. 8.4% of VTI's money is in holdings MCDS also owns.
Most of MCDS is already inside VTI. Owning both mostly buys the same companies twice.
197 positions in common, counted across the 204 positions we hold weights for in MCDS and 3,463 in VTI, against full books of 207 and 3,543.
What only one of them owns
Our book lists 962 positions for VTI that do not appear in our book for MCDS (89.2% of the fund), and 3 for MCDS that do not appear in VTI (4.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MCDS | Weight in VTI | Difference |
|---|---|---|---|
| MPCMarathon Petroleum Corp | 1.59% | 0.13% | 1.46% |
| HPEHewlett Packard Enterprise Co | 1.21% | 0.09% | 1.12% |
| STTState Street Corp. | 1.20% | 0.07% | 1.13% |
| CAHCardinal Health Inc. | 1.13% | 0.07% | 1.06% |
| WABWestinghouse Air Brake Technologies Corp. | 1.12% | 0.07% | 1.05% |
| NTRANatera Inc | 1.04% | 0.05% | 0.99% |
| TERTeradyne Inc - Common | 0.98% | 0.08% | 0.90% |
| MTBM&T Bank Corp | 0.99% | 0.05% | 0.94% |
| RJFRaymond James Financial Inc. | 0.97% | 0.04% | 0.93% |
| DGXQuest Diagnostics Inc | 0.93% | 0.04% | 0.89% |
93.7% of MCDS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MCDS or VTI?
MCDS has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, MCDS or VTI?
Over the past year MCDS returned +14.12% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), MCDS annualized +14.02% vs +20.01% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MCDS or VTI?
MCDS has been the more volatile fund at 13.0% annualized versus 12.7% for VTI. Worst drawdown: MCDS -22.5% vs VTI -19.3%.
Should I hold both MCDS and VTI?
MCDS and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MCDS and VTI?
93.7% of MCDS's money is in holdings VTI also owns. 8.4% of VTI's is in holdings MCDS also owns. They hold 197 positions in common, counted across the 204 positions we hold weights for in MCDS and 3,463 in VTI.
Which pays a higher dividend, MCDS or VTI?
MCDS yields 1.04% while VTI yields 1.03%, so MCDS currently pays the higher dividend yield.
Is VTI better than MCDS?
VTI has a lower expense ratio. VTI led over 1Y and the full window. MCDS is less concentrated, with 13.9% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.