MCDS vs VTI
JPMorgan Fundamental Data Science Mid Core ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. MCDS delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MCDS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $8M | $663.5B | |
| Dividend Yield | 1.28% | 1.07% | |
| Holdings | 189 | 3,543 | |
| YTD Return | +18.09% | +13.87% | |
| 1Y Return | +26.31% | +23.31% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 13.0% | 15.3% | |
| Max Drawdown | -22.5% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 7, 2024 | May 24, 2001 |
MCDS vs VTI Performance
JPMorgan Fundamental Data Science Mid Core ETF (MCDS) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MCDS returned +26.31% while VTI returned +23.31%. Year to date, MCDS is up 18.09% versus a gain of 13.87% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.0% for MCDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for MCDS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MCDS charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, MCDS currently yields 1.28% against 1.07% for VTI.
Holdings Overlap
MCDS and VTI share 162 holdings out of 2807 unique holdings combined, representing a 8.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MCDS or VTI?
MCDS has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, MCDS or VTI?
Over the past year MCDS returned +26.31% vs +23.31% for VTI, so MCDS leads on 1-year performance. Over the longest common window we track (2 years), MCDS annualized +18.00% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, MCDS or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.0% for MCDS. Worst drawdown: MCDS -22.5% vs VTI -56.6%.
Should I hold both MCDS and VTI?
MCDS and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MCDS and VTI?
MCDS and VTI share 162 common holdings with a 8.1% weight overlap. Combined, they hold 2807 unique securities.
Which pays a higher dividend, MCDS or VTI?
MCDS yields 1.28% while VTI yields 1.07%, so MCDS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.