MCDS vs SCHD
JPMorgan Fundamental Data Science Mid Core ETF vs Schwab US Dividend Equity ETF
Which is better, MCDS or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. MCDS is less concentrated, with 13.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MCDS | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $9M | $112.1B |
| Dividend Yield | 1.04% | 3.00% |
| Holdings | 207 | 103 |
| YTD Return | +12.11% | +24.23%Best |
| 1Y Return | +15.48% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 12.9%Best | 13.5% |
| Max Drawdown | -22.5% | -16.1%Best |
| $10,000 over 2.1 years | $13,218 | $13,618Best |
| Top 10 Weight | 13.9%Best | 41.8% |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Aug 7, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 8, 2024 to Sep 17, 2026 (2.1 years).
MCDS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
MCDS vs SCHD Performance
JPMorgan Fundamental Data Science Mid Core ETF (MCDS) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MCDS returned +15.48% while SCHD returned +27.90%. Year to date, MCDS is up 12.11% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 12.9% for MCDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for MCDS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MCDS charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, MCDS currently yields 1.04% against 3.00% for SCHD.
Holdings Overlap
4.8% of MCDS's money is in holdings SCHD also owns. 7.6% of SCHD's money is in holdings MCDS also owns.
SCHD and MCDS share little of their money.
10 positions in common, counted across the 204 positions we hold weights for in MCDS and 100 in SCHD, against full books of 207 and 103.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for MCDS (92.3% of the fund), and 187 for MCDS that do not appear in SCHD (92.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MCDS | Weight in SCHD | Difference |
|---|---|---|---|
| DVNDevon Energy Corporation | 0.67% | 1.36% | 0.69% |
| FFord Motor Credit | 0.53% | 1.33% | 0.80% |
| FITBFifth Third Bancorp | 0.20% | 1.19% | 0.99% |
| DRIDarden Restaurants Inc. | 0.75% | 0.60% | 0.15% |
| RFRegions Financial Corp. | 0.69% | 0.62% | 0.07% |
| ARESAres Management Corp A | 0.49% | 0.74% | 0.25% |
| HSYHershey Co. | 0.44% | 0.64% | 0.20% |
| BBYBest Buy Co. Inc. | 0.52% | 0.38% | 0.14% |
| GISGeneral Mills In | 0.34% | 0.54% | 0.20% |
| BAHBooz Allen Hamilton Holding Corp. | 0.16% | 0.22% | 0.06% |
You are not choosing between two funds in isolation.
Whichever of MCDS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MCDS or SCHD?
MCDS has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, MCDS or SCHD?
Over the past year MCDS returned +15.48% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MCDS annualized +14.21% vs +15.84% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MCDS or SCHD?
SCHD has been the more volatile fund at 13.5% annualized versus 12.9% for MCDS. Worst drawdown: MCDS -22.5% vs SCHD -16.1%.
Should I hold both MCDS and SCHD?
MCDS and SCHD have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MCDS and SCHD?
7.6% of SCHD's money is in holdings MCDS also owns. 7.6% of SCHD's is in holdings MCDS also owns. They hold 10 positions in common, counted across the 204 positions we hold weights for in MCDS and 100 in SCHD.
Which pays a higher dividend, MCDS or SCHD?
MCDS yields 1.04% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MCDS?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. MCDS is less concentrated, with 13.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.