MDAA vs SCHD
Myriad Dynamic Asset Allocation ETF vs Schwab US Dividend Equity ETF
Which is better, MDAA or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MDAA | SCHD |
|---|---|---|
| Expense Ratio | 0.97% | 0.06%Best |
| AUM | $449M | $112.1B |
| Dividend Yield | 0.39% | 3.00% |
| Holdings | 68 | 103 |
| YTD Return | +16.79% | +23.68%Best |
| 1Y Return | +18.75% | +28.36%Best |
| 3Y Return (annualized) | - | +16.20% |
| 5Y Return (annualized) | - | +10.07% |
| Top 10 Weight | 43.9% | 41.8%Best |
| Fund Family | Myriad Asset Management LP | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Oct 3, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
MDAA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MDAA vs SCHD Performance
Myriad Dynamic Asset Allocation ETF (MDAA) is an ETF from Myriad Asset Management LP and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MDAA returned +18.75% while SCHD returned +28.36%. Year to date, MDAA is up 16.79% versus a gain of 23.68% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
MDAA charges 0.97% per year while SCHD charges 0.06%. On a $10,000 position that is $97 vs $6 annually, a gap of $91 per year that compounds over a long holding period. On income, MDAA currently yields 0.39% against 3.00% for SCHD.
Holdings Overlap
3.2% of MDAA's money is in holdings SCHD also owns. 14.7% of SCHD's money is in holdings MDAA also owns.
SCHD and MDAA share little of their money.
5 positions in common, counted across the 73 positions we hold weights for in MDAA and 100 in SCHD, against full books of 68 and 103.
What only one of them owns
Our book lists 94 positions for SCHD that do not appear in our book for MDAA (85.2% of the fund), and 58 for MDAA that do not appear in SCHD (85.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MDAA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MDAA or SCHD?
MDAA has an expense ratio of 0.97% while SCHD charges 0.06%. SCHD is the cheaper option, by $91 a year on a $10,000 investment.
Which performed better, MDAA or SCHD?
Over the past year MDAA returned +18.75% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between MDAA and SCHD?
14.7% of SCHD's money is in holdings MDAA also owns. 14.7% of SCHD's is in holdings MDAA also owns. They hold 5 positions in common, counted across the 73 positions we hold weights for in MDAA and 100 in SCHD.
Which pays a higher dividend, MDAA or SCHD?
MDAA yields 0.39% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MDAA?
SCHD has a lower expense ratio. SCHD led over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.