MDAA vs VTI
Myriad Dynamic Asset Allocation ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MDAA or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. MDAA led over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 43.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MDAA | VTI |
|---|---|---|
| Expense Ratio | 0.97% | 0.03%Best |
| AUM | $449M | $666.9B |
| Dividend Yield | 0.39% | 1.03% |
| Holdings | 68 | 3,543 |
| YTD Return | +16.62%Best | +14.00% |
| 1Y Return | +18.57%Best | +16.88% |
| 3Y Return (annualized) | - | +22.75% |
| 5Y Return (annualized) | - | +12.68% |
| Top 10 Weight | 43.9% | 33.3%Best |
| Fund Family | Myriad Asset Management LP | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Oct 3, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
MDAA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MDAA vs VTI Performance
Myriad Dynamic Asset Allocation ETF (MDAA) is an ETF from Myriad Asset Management LP and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MDAA returned +18.57% while VTI returned +16.88%. Year to date, MDAA is up 16.62% versus a gain of 14.00% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
MDAA charges 0.97% per year while VTI charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, MDAA currently yields 0.39% against 1.03% for VTI.
Holdings Overlap
69.3% of MDAA's money is in holdings VTI also owns. 44.5% of VTI's money is in holdings MDAA also owns.
The two portfolios partly overlap.
57 positions in common, counted across the 73 positions we hold weights for in MDAA and 3,463 in VTI, against full books of 68 and 3,543.
What only one of them owns
Our book lists 1,093 positions for VTI that do not appear in our book for MDAA (52.9% of the fund), and 6 for MDAA that do not appear in VTI (19.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MDAA | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 5.24% | 6.40% | 1.16% |
| MSFTMicrosoft Corp | 5.49% | 4.79% | 0.70% |
| AAPLApple, Inc | 3.42% | 6.29% | 2.87% |
| GOOGLAlphabet Inc,class A | 5.31% | 2.90% | 2.41% |
| AMZNAmazon.Com Inc | 4.30% | 3.65% | 0.65% |
| AVGOBroadcom Inc | 1.93% | 2.56% | 0.63% |
| LLYEli Lilly & Co. | 2.44% | 1.35% | 1.09% |
| JPMJpmorgan Chase | 2.10% | 1.31% | 0.79% |
| METAMeta Platforms Inc | 1.50% | 1.70% | 0.20% |
| VVisa Inc Class A | 2.12% | 0.83% | 1.29% |
69.3% of MDAA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MDAA or VTI?
MDAA has an expense ratio of 0.97% while VTI charges 0.03%. VTI is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, MDAA or VTI?
Over the past year MDAA returned +18.57% vs +16.88% for VTI, so MDAA leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between MDAA and VTI?
69.3% of MDAA's money is in holdings VTI also owns. 44.5% of VTI's is in holdings MDAA also owns. They hold 57 positions in common, counted across the 73 positions we hold weights for in MDAA and 3,463 in VTI.
Which pays a higher dividend, MDAA or VTI?
MDAA yields 0.39% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than MDAA?
VTI has a lower expense ratio. MDAA led over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 43.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.