MDLV vs VTI
Morgan Dempsey Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MDLV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MDLV | VTI |
|---|---|---|
| Expense Ratio | 0.58% | 0.03%Best |
| AUM | $48M | $690.1B |
| Dividend Yield | 2.67% | 1.03% |
| Holdings | 78 | 3,524 |
| YTD Return | +5.54% | +13.35%Best |
| 1Y Return | +7.91% | +15.92%Best |
| 3Y Return (annualized) | +12.47% | +23.41%Best |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 10.7%Best | 12.9% |
| Max Drawdown | -16.6%Best | -19.3% |
| $10,000 over 3.4 years | $12,234 | $19,569Best |
| Top 10 Weight | 34.5% | 33.3%Best |
| Fund Family | Morgan Dempsey | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Apr 26, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Apr 26, 2023 to Oct 2, 2026 (3.4 years).
MDLV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
MDLV vs VTI Performance
Morgan Dempsey Large Cap Value ETF (MDLV) is an ETF from Morgan Dempsey and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MDLV returned +7.91% while VTI returned +15.92%. Year to date, MDLV is up 5.54% versus a gain of 13.35% for VTI.
Over three years, MDLV compounded at +12.47% per year against +23.41% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 10.7% for MDLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for MDLV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MDLV charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, MDLV currently yields 2.67% against 1.03% for VTI.
Holdings Overlap
86.4% of MDLV's money is in holdings VTI also owns. 8.5% of VTI's money is in holdings MDLV also owns.
Most of MDLV is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, MDLV as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
33 positions in common, counted across the 38 positions we hold weights for in MDLV and 3,463 in VTI, against full books of 78 and 3,524.
What only one of them owns
Our book lists 1,117 positions for VTI that do not appear in our book for MDLV (88.9% of the fund), and 3 for MDLV that do not appear in VTI (9.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MDLV | Weight in VTI | Difference |
|---|---|---|---|
| XOMExxon Mobil Corp. | 4.33% | 0.89% | 3.44% |
| JNJJohnson & Johnson - Common | 3.31% | 0.86% | 2.45% |
| CCitigroup Inc. | 3.74% | 0.30% | 3.44% |
| CVXChevron Corp | 3.48% | 0.52% | 2.96% |
| CSCOCisco Systems Inc. - Ordinary Shares | 2.93% | 0.57% | 2.36% |
| ETREntergy Corp. | 3.41% | 0.07% | 3.34% |
| KOCoca Cola Co. | 3.04% | 0.42% | 2.62% |
| TAT&T Inc | 3.18% | 0.22% | 2.96% |
| WFCWells Fargo & Co. | 2.87% | 0.37% | 2.50% |
| MRKMerck & Company Inc | 2.76% | 0.45% | 2.31% |
86.4% of MDLV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MDLV or VTI?
MDLV has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, MDLV or VTI?
Over the past year MDLV returned +7.91% vs +15.92% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MDLV or VTI?
VTI has been the more volatile fund at 12.9% annualized versus 10.7% for MDLV. Worst drawdown: MDLV -16.6% vs VTI -19.3%.
Should I hold both MDLV and VTI?
MDLV and VTI have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between MDLV and VTI?
86.4% of MDLV's money is in holdings VTI also owns. 8.5% of VTI's is in holdings MDLV also owns. They hold 33 positions in common, counted across the 38 positions we hold weights for in MDLV and 3,463 in VTI.
Which pays a higher dividend, MDLV or VTI?
MDLV yields 2.67% while VTI yields 1.03%, so MDLV currently pays the higher dividend yield.
Is VTI better than MDLV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.