MTRA vs VTI

MTRA vs VTI

Which is better, MTRA or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.6%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMTRAVTI
Expense Ratio0.54%0.03%Best
AUM$135M$666.9B
Dividend Yield0.56%1.03%
Holdings663,543
YTD Return+0.94%+14.05%Best
1Y Return+3.81%+16.93%Best
3Y Return (annualized)-+22.65%
5Y Return (annualized)-+12.46%
Volatility (annualized)12.9%11.6%Best
Max Drawdown-15.8%-8.9%Best
$10,000 over 1.3 years$10,685$13,116Best
Top 10 Weight40.6%33.3%Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJun 11, 2025May 24, 2001

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 11, 2025 to Sep 22, 2026 (1.3 years).

MTRA vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

MTRA vs VTI Performance

Invesco International Growth Focus ETF (MTRA) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MTRA returned +3.81% while VTI returned +16.93%. Year to date, MTRA is up 0.94% versus a gain of 14.05% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MTRA has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 11.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.8% for MTRA and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MTRA charges 0.54% per year while VTI charges 0.03%. On a $10,000 position that is $54 vs $3 annually, a gap of $51 per year that compounds over a long holding period. On income, MTRA currently yields 0.56% against 1.03% for VTI.

Holdings Overlap

MTRA already in VTI4.6%
VTI already in MTRA0.3%

4.6% of MTRA's money is in holdings VTI also owns. 0.3% of VTI's money is in holdings MTRA also owns.

MTRA and VTI share little of their money.

3 positions in common, counted across the 49 positions we hold weights for in MTRA and 3,463 in VTI, against full books of 66 and 3,543.

What only one of them owns

Our book lists 1,147 positions for VTI that do not appear in our book for MTRA (97.1% of the fund), and 6 for MTRA that do not appear in VTI (7.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in MTRAWeight in VTIDifference
ILMNIllumina, Inc.1.68%0.04%1.64%
BKNGBooking Holdings, Inc.1.44%0.21%1.23%
FERGFerguson Enterprises1.50%0.06%1.44%

You are not choosing between two funds in isolation.

Whichever of MTRA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MTRAVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MTRA or VTI?

MTRA has an expense ratio of 0.54% while VTI charges 0.03%. VTI is the cheaper option, by $51 a year on a $10,000 investment.

Which performed better, MTRA or VTI?

Over the past year MTRA returned +3.81% vs +16.93% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), MTRA annualized +5.23% vs +23.20% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MTRA or VTI?

MTRA has been the more volatile fund at 12.9% annualized versus 11.6% for VTI. Worst drawdown: MTRA -15.8% vs VTI -8.9%.

Should I hold both MTRA and VTI?

MTRA and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between MTRA and VTI?

4.6% of MTRA's money is in holdings VTI also owns. 0.3% of VTI's is in holdings MTRA also owns. They hold 3 positions in common, counted across the 49 positions we hold weights for in MTRA and 3,463 in VTI.

Which pays a higher dividend, MTRA or VTI?

MTRA yields 0.56% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than MTRA?

VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.