MVFD vs VYM
Monarch Volume Factor Dividend Tree Index ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | MVFD | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.10% | 0.04% | |
| AUM | $130M | $81.6B | |
| Dividend Yield | 1.51% | 2.24% | |
| Holdings | 42 | 613 | |
| YTD Return | +9.72% | +14.18% | |
| 1Y Return | +15.34% | +20.67% | |
| 3Y Return (annualized) | - | +18.47% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 13.6% | 14.5% | |
| Max Drawdown | -19.1% | -58.8% | |
| Fund Family | Monarch Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 12, 2024 | Nov 10, 2006 |
MVFD vs VYM Performance
Monarch Volume Factor Dividend Tree Index ETF (MVFD) is a ETF from Monarch Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MVFD returned +15.34% while VYM returned +20.67%. Year to date, MVFD is up 9.72% versus a gain of 14.18% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for MVFD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for MVFD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MVFD charges 1.10% per year while VYM charges 0.04%. On a $10,000 position that is $110 vs $4 annually, a gap of $106 per year that compounds over a long holding period. On income, MVFD currently yields 1.51% against 2.24% for VYM.
Holdings Overlap
MVFD and VYM share 27 holdings out of 616 unique holdings combined, representing a 2.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MVFD or VYM?
MVFD has an expense ratio of 1.10% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $106 per year of difference.
Which performed better, MVFD or VYM?
Over the past year MVFD returned +15.34% vs +20.67% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), MVFD annualized +11.08% vs +6.97% for VYM. Past performance does not guarantee future results.
Which is riskier, MVFD or VYM?
VYM has been the more volatile fund at 14.5% annualized versus 13.6% for MVFD. Worst drawdown: MVFD -19.1% vs VYM -58.8%.
Should I hold both MVFD and VYM?
MVFD and VYM have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MVFD and VYM?
MVFD and VYM share 27 common holdings with a 2.9% weight overlap. Combined, they hold 616 unique securities.
Which pays a higher dividend, MVFD or VYM?
MVFD yields 1.51% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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