NBJP vs SCHD
Neuberger Berman Japan Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | NBJP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $129M | $103.7B | |
| Dividend Yield | 1.91% | 3.31% | |
| Holdings | 65 | 104 | |
| YTD Return | +20.25% | +26.21% | |
| 1Y Return | +27.79% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 16.8% | 13.6% | |
| Max Drawdown | -14.3% | -33.4% | |
| Fund Family | Neuberger Berman | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 11, 2024 | Oct 20, 2011 |
NBJP vs SCHD Performance
Neuberger Berman Japan Equity ETF (NBJP) is a ETF from Neuberger Berman and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NBJP returned +27.79% while SCHD returned +29.99%. Year to date, NBJP is up 20.25% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
NBJP has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for NBJP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NBJP charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, NBJP currently yields 1.91% against 3.31% for SCHD.
Holdings Overlap
NBJP and SCHD share 1 holdings out of 160 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in NBJP | Weight in SCHD | Difference |
|---|---|---|---|
| GVMXX | 0.77% | 0.04% | 0.73% |
Frequently Asked Questions
Which is cheaper, NBJP or SCHD?
NBJP has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, NBJP or SCHD?
Over the past year NBJP returned +27.79% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NBJP annualized +24.56% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, NBJP or SCHD?
NBJP has been the more volatile fund at 16.8% annualized versus 13.6% for SCHD. Worst drawdown: NBJP -14.3% vs SCHD -33.4%.
Should I hold both NBJP and SCHD?
NBJP and SCHD have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NBJP and SCHD?
NBJP and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 160 unique securities.
Which pays a higher dividend, NBJP or SCHD?
NBJP yields 1.91% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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