NETL vs SCHD
Colterpoint Net Lease Real Estate ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | NETL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $55M | $108.7B | |
| Dividend Yield | 4.61% | 3.13% | |
| Holdings | 24 | 104 | |
| YTD Return | +13.41% | +26.50% | |
| 1Y Return | +15.03% | +31.25% | |
| 3Y Return (annualized) | +9.70% | +16.34% | |
| 5Y Return (annualized) | +1.34% | +10.10% | |
| Volatility (annualized) | 21.4% | 13.6% | |
| Max Drawdown | -51.5% | -33.4% | |
| Fund Family | Net Lease ETF | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2019 | Oct 20, 2011 |
NETL vs SCHD Performance
Colterpoint Net Lease Real Estate ETF (NETL) is a ETF from Net Lease ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NETL returned +15.03% while SCHD returned +31.25%. Year to date, NETL is up 13.41% versus a gain of 26.50% for SCHD.
Over three years, NETL compounded at +9.70% per year against +16.34% for SCHD; over five years the annualized figures are +1.34% and +10.10% respectively. Across the full 7-year window we track, SCHD has the edge at +11.50% annualized vs +4.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NETL has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.5% for NETL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NETL charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, NETL currently yields 4.61% against 3.13% for SCHD.
Holdings Overlap
NETL and SCHD share 0 holdings out of 123 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NETL or SCHD?
NETL has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, NETL or SCHD?
Over the past year NETL returned +15.03% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), NETL annualized +4.54% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, NETL or SCHD?
NETL has been the more volatile fund at 21.4% annualized versus 13.6% for SCHD. Worst drawdown: NETL -51.5% vs SCHD -33.4%.
Should I hold both NETL and SCHD?
NETL and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NETL and SCHD?
NETL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, NETL or SCHD?
NETL yields 4.61% while SCHD yields 3.13%, so NETL currently pays the higher dividend yield.
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