NETL vs VTI
Colterpoint Net Lease Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NETL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $55M | $666.9B | |
| Dividend Yield | 4.61% | 1.07% | |
| Holdings | 24 | 3,543 | |
| YTD Return | +15.30% | +12.65% | |
| 1Y Return | +13.43% | +21.39% | |
| 3Y Return (annualized) | +10.29% | +21.54% | |
| 5Y Return (annualized) | +1.61% | +12.11% | |
| Volatility (annualized) | 21.3% | 15.3% | |
| Max Drawdown | -51.5% | -56.6% | |
| Fund Family | Net Lease ETF | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2019 | May 24, 2001 |
NETL vs VTI Performance
Colterpoint Net Lease Real Estate ETF (NETL) is a ETF from Net Lease ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NETL returned +13.43% while VTI returned +21.39%. Year to date, NETL is up 15.30% versus a gain of 12.65% for VTI.
Over three years, NETL compounded at +10.29% per year against +21.54% for VTI; over five years the annualized figures are +1.61% and +12.11% respectively. Across the full 7-year window we track, VTI has the edge at +8.07% annualized vs +4.77%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NETL has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.5% for NETL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NETL charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, NETL currently yields 4.61% against 1.07% for VTI.
Holdings Overlap
NETL and VTI share 16 holdings out of 2794 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NETL or VTI?
NETL has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, NETL or VTI?
Over the past year NETL returned +13.43% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), NETL annualized +4.77% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, NETL or VTI?
NETL has been the more volatile fund at 21.3% annualized versus 15.3% for VTI. Worst drawdown: NETL -51.5% vs VTI -56.6%.
Should I hold both NETL and VTI?
NETL and VTI have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NETL and VTI?
NETL and VTI share 16 common holdings with a 0.2% weight overlap. Combined, they hold 2794 unique securities.
Which pays a higher dividend, NETL or VTI?
NETL yields 4.61% while VTI yields 1.07%, so NETL currently pays the higher dividend yield.
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