NRAM vs VTI
Yorkville America Next Generation Memory Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NRAM or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NRAM | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $2M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 10 | 3,524 |
| YTD Return | -10.87% | +13.71%Best |
| 1Y Return | - | +13.48% |
| 3Y Return (annualized) | - | +24.28% |
| 5Y Return (annualized) | - | +11.43% |
| Fund Family | Yorkville America Equities, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 10, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
NRAM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NRAM vs VTI Performance
Yorkville America Next Generation Memory Index ETF (NRAM) is an ETF from Yorkville America Equities, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, NRAM is down 10.87% versus a gain of 13.71% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
NRAM charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, NRAM currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
At least 2.2% of VTI's money is in holdings NRAM also owns.
Stated as a floor: for NRAM, our book for it covers 80.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and NRAM share little of their money.
5 positions in common, counted across the 10 positions we hold weights for in NRAM and 3,441 in VTI, against full books of 10 and 3,524.
You are not choosing between two funds in isolation.
Whichever of NRAM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NRAM or VTI?
NRAM has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
What is the holdings overlap between NRAM and VTI?
At least 2.2% of VTI's money is in holdings NRAM also owns. Our book for NRAM is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 10 positions we hold weights for in NRAM and 3,441 in VTI.
Which pays a higher dividend, NRAM or VTI?
NRAM yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than NRAM?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.