ONLN vs VTI
ProShares Online Retail ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ONLN or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 68.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ONLN | VTI |
|---|---|---|
| Expense Ratio | 0.58% | 0.03%Best |
| AUM | $56M | $690.1B |
| Dividend Yield | 0.29% | 1.03% |
| Holdings | 23 | 3,524 |
| YTD Return | -9.25% | +13.35%Best |
| 1Y Return | -12.88% | +15.92%Best |
| 3Y Return (annualized) | +21.96% | +23.41%Best |
| 5Y Return (annualized) | -3.02% | +12.83%Best |
| Volatility (annualized) | 30.8% | 17.1%Best |
| Max Drawdown | -71.8% | -35.0%Best |
| $10,000 over 5 years | $8,578 | $18,286Best |
| Top 10 Weight | 68.6% | 33.3%Best |
| Fund Family | ProShares | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Jul 13, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jul 16, 2018 to Oct 2, 2026 (8.2 years).
ONLN vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.2 years both funds cover.
ONLN vs VTI Performance
ProShares Online Retail ETF (ONLN) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ONLN returned -12.88% while VTI returned +15.92%. Year to date, ONLN is down 9.25% versus a gain of 13.35% for VTI.
Over three years, ONLN compounded at +21.96% per year against +23.41% for VTI; over five years the annualized figures are -3.02% and +12.83% respectively. Across the full 8-year window we track, VTI has the edge at +13.51% annualized vs +3.78%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ONLN has been the more volatile fund, with annualized monthly volatility of 30.8% compared with 17.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.8% for ONLN and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ONLN charges 0.58% per year while VTI charges 0.03%. On a $10,000 position that is $58 vs $3 annually, a gap of $55 per year that compounds over a long holding period. On income, ONLN currently yields 0.29% against 1.03% for VTI.
Holdings Overlap
69.0% of ONLN's money is in holdings VTI also owns. 3.9% of VTI's money is in holdings ONLN also owns.
The two portfolios partly overlap.
13 positions in common, counted across the 22 positions we hold weights for in ONLN and 3,463 in VTI, against full books of 23 and 3,524.
What only one of them owns
Our book lists 1,143 positions for VTI that do not appear in our book for ONLN (93.6% of the fund), and 3 for ONLN that do not appear in VTI (12.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ONLN | Weight in VTI | Difference |
|---|---|---|---|
| AMZNAmazon.Com Inc | 24.40% | 3.65% | 20.75% |
| EBAYEbay Inc. | 8.35% | 0.07% | 8.28% |
| CVNACarvana Co | 4.98% | 0.06% | 4.92% |
| WSMWilliams-sonoma Inc | 3.73% | 0.04% | 3.69% |
| WWayfair Inc. | 3.52% | 0.01% | 3.51% |
| LQDTLiquidites (USD) | 3.24% | 0.00% | 3.24% |
| CHWYChewy Inc. | 3.13% | 0.01% | 3.12% |
| TDUPTHREDUP INC - CLASS A | 3.08% | 0.00% | 3.08% |
| PTRNPattern Group Inc | 3.04% | 0.00% | 3.04% |
| ETSYEtsy Inc | 3.02% | 0.01% | 3.01% |
69.0% of ONLN is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ONLN or VTI?
ONLN has an expense ratio of 0.58% while VTI charges 0.03%. VTI is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, ONLN or VTI?
Over the past year ONLN returned -12.88% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), ONLN annualized +3.78% vs +13.51% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ONLN or VTI?
ONLN has been the more volatile fund at 30.8% annualized versus 17.1% for VTI. Worst drawdown: ONLN -71.8% vs VTI -35.0%.
Should I hold both ONLN and VTI?
ONLN and VTI have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ONLN and VTI?
69.0% of ONLN's money is in holdings VTI also owns. 3.9% of VTI's is in holdings ONLN also owns. They hold 13 positions in common, counted across the 22 positions we hold weights for in ONLN and 3,463 in VTI.
Which pays a higher dividend, ONLN or VTI?
ONLN yields 0.29% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than ONLN?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 68.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.