PBPH vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricPBPHSCHDWinner
Expense Ratio0.13%0.06%
AUM$963M$103.7B
Dividend Yield0.08%3.31%
Holdings56104
YTD Return+9.85%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-11.1%-33.4%
Fund FamilyPortfolio Building Block ETFsCharles Schwab Asset Management
CategoryEquityEquity
InceptionNov 24, 2025Oct 20, 2011

PBPH vs SCHD Performance

Portfolio Building Block World Pharma and Biotech Index ETF (PBPH) is a ETF from Portfolio Building Block ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, PBPH is up 9.85% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -11.1% for PBPH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PBPH charges 0.13% per year while SCHD charges 0.06%. On a $10,000 position that is $13 vs $6 annually, a gap of $7 per year that compounds over a long holding period. On income, PBPH currently yields 0.08% against 3.31% for SCHD.

Holdings Overlap

11.6%overlap

PBPH and SCHD share 3 holdings out of 149 unique holdings combined, representing a 11.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PBPHWeight in SCHDDifference
MRK4.56%4.32%0.24%
AMGN4.16%4.25%0.09%
BMY3.12%3.22%0.10%

Frequently Asked Questions

Which is cheaper, PBPH or SCHD?

PBPH has an expense ratio of 0.13% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

What is the holdings overlap between PBPH and SCHD?

PBPH and SCHD share 3 common holdings with a 11.6% weight overlap. Combined, they hold 149 unique securities.

Which pays a higher dividend, PBPH or SCHD?

PBPH yields 0.08% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →