PFDE vs SCHD

PFDE vs SCHD

Which is better, PFDE or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.6%.

Lower Fees: SCHDLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPFDESCHD
Expense Ratio0.59%0.06%Best
AUM$164M$112.1B
Dividend Yield0.18%3.00%
Holdings86103
YTD Return+13.61%+23.46%Best
1Y Return-+27.20%
3Y Return (annualized)-+15.41%
5Y Return (annualized)-+10.16%
Top 10 Weight43.6%41.8%Best
Fund FamilyPathfinder ETFsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionDec 31, 2025Oct 20, 2011

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

PFDE vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

PFDE vs SCHD Performance

Pathfinder Disciplined US Equity ETF (PFDE) is an ETF from Pathfinder ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, PFDE is up 13.61% versus a gain of 23.46% for SCHD.

Past performance does not guarantee future results.

Fees and Cost Over Time

PFDE charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, PFDE currently yields 0.18% against 3.00% for SCHD.

Holdings Overlap

PFDE already in SCHD6.6%
SCHD already in PFDE22.5%

6.6% of PFDE's money is in holdings SCHD also owns. 22.5% of SCHD's money is in holdings PFDE also owns.

SCHD and PFDE share little of their money.

8 positions in common, counted across the 88 positions we hold weights for in PFDE and 100 in SCHD, against full books of 86 and 103.

What only one of them owns

Measured across the 88 and 100 positions we hold weights for.

SCHD holds 91 positions PFDE does not, 77.4% of the fund.

Largest: AMGN 4.70%, ABT 4.69%, VZ 3.97%, COP 3.94%, HD 3.88%

Top Shared Holdings

StockWeight in PFDEWeight in SCHDDifference
MRKMerck & Company Inc2.06%4.77%2.71%
CVXChevron Corp1.46%4.02%2.56%
KOCoca Cola Co.0.26%4.17%3.91%
UNHUnitedhealth Group Incorporated0.24%3.82%3.58%
LMTLockheed Martin Corp0.79%2.78%1.99%
FFord Motor Credit1.09%1.33%0.24%
ADMArcher-Daniels-Midland Co.0.29%0.96%0.67%
CINFCincinnati Financial Corp.0.37%0.64%0.27%

22.5% of SCHD is already inside PFDE.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PFDESCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PFDE or SCHD?

PFDE has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.

What is the holdings overlap between PFDE and SCHD?

22.5% of SCHD's money is in holdings PFDE also owns. 22.5% of SCHD's is in holdings PFDE also owns. They hold 8 positions in common, counted across the 88 positions we hold weights for in PFDE and 100 in SCHD.

Which pays a higher dividend, PFDE or SCHD?

PFDE yields 0.18% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than PFDE?

SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.