PSAI vs VYM
Pacer S&P 500 3AI Top 100 ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | PSAI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.04% | |
| AUM | $2M | $79.0B | |
| Dividend Yield | 0.01% | 2.86% | |
| Holdings | 102 | 568 | |
| YTD Return | +13.02% | +16.78% | |
| 1Y Return | - | +24.43% | |
| 3Y Return (annualized) | - | +18.60% | |
| 5Y Return (annualized) | - | +12.30% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -6.7% | -58.8% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 7, 2026 | Nov 10, 2006 |
PSAI vs VYM Performance
Pacer S&P 500 3AI Top 100 ETF (PSAI) is a ETF from Pacer ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, PSAI is up 13.02% versus a gain of 16.78% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -6.7% for PSAI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PSAI charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, PSAI currently yields 0.01% against 2.86% for VYM.
Holdings Overlap
PSAI and VYM share 31 holdings out of 629 unique holdings combined, representing a 8.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PSAI or VYM?
PSAI has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
What is the holdings overlap between PSAI and VYM?
PSAI and VYM share 31 common holdings with a 8.5% weight overlap. Combined, they hold 629 unique securities.
Which pays a higher dividend, PSAI or VYM?
PSAI yields 0.01% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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